Basically long story short, I am receiving unemployment due to covid 19. I just found out I have to pay $5000 in a tax return which I do not have. I am 22 years old with no financial help from either of my parents. My mother has been a drug addict my whole life and my dad has nothing to do with me. I have been living with my grandmother helping her raise my two little sisters. I now live with my boyfriend because they think of me as the parent and I can’t have my own 22 year old life. It has to be put aside for ‘my mom’. I have sacrificed so much in my life I pay for everything on my own without any guidance and I was paying for my two little sisters to eat food. I have witnessed so much at a young age.. for example, I have witnessed my mommy being arrested multiple times, I have witnessed her nodding off while driving because she was too high to drive. I have witnessed her steal money from me while I was working and going to school at the same time. I have endured so much pain and anger I just need to be shown that all of this isn’t for nothing. I have been paying my bills since 17 and it has not been easy. I have gone 6 months without a phone because I couldn’t afford to fix it when I accidentally broke it. I had to save my own money to fix it while going to school full time. When covid first hit I was just finishing my bachelors degree.. I was planning to travel and get out of the toxic environment I’ve been around my entire life. I have never done anything like this but I feel I am at rock bottom.. I know the first $10,200 is tax free but I received $15,000 and that means I owe $5,000. I also have a $3,000 credit card bill that I have no money to pay for. I know my story isn’t the saddest but I know I haven’t had it the easiest. I just need a helping hand to show me there is someone out there who can help.. because throughout my life I have not been shown help. I need something to keep going because right now I feel stuck, worthless, disappointed, guilty, and irresponsible. It is so hard teaching yourself everything but I have learned a lesson.. I know I have learned it because I’ve been sitting here crying for the past hour of how much of a failure I am. How am I supposed to be saving up for my future not even a year after graduating college? (first in my family). I feel so lost.