To whom it may concern,
I am a 58 year old veteran, I served our country from 1980 to 1986 and have recently applied for Social Security disability benefits due to the severity of my COPD/Emphysema. I have been working full time since the age of 15 but have not been able to ever get much beyond living paycheck to paycheck. I worked as an auto mechanic for most of my life until in 2007 a lower back injury ended that line of work. This situation affected my relationship and my wife of 20 years chose to end our marriage. In 2009 I applied for admission to the University of Maine. I accepted Federal financial aid and student loans to return to school in hopes of earning a degree that would allow me to reenter the workforce. I earned a Bachelor degree in Human services in 2014 and have been working as a case manager in the mental health field. I met a beautiful woman and remarried after a 2 year engagement. Our life has been wonderful together. We both enjoy the outdoors and have had many wonderful adventures.
I have been unable to work since 3/12/19 due to exasperation of my chronic pulmonary condition. At that time I was hospitalized at the nearest inpatient VA facility but have not recovered fully. The prognosis for my condition is poor, I am not expected to recover much of my breathing capacity if any, it is more likely to continue to worsen. I have come to the end of my savings, credit and other financial resources. My wife is a 30 year old full time student and is approximately six months from earning her masters degree and licensure as an Occupational Therapist. It is our hope that we can sustain our current living situation until she can provide the financial stability and earnings from the pursuit of this career and my claim to receive my Social Security benefits are approved. We are both extremely anxious and concerned, I have been able to support us up until recently and this situation causes severe stress in our relationship and day to day life.
This is a very difficult thing for me to do but I have hope that someone will respond. I have come to what feels like a crossroad in my life and I am doing my best to remain positive. I am grateful to have enjoyed life and experienced many things that have given me joy and happiness. I realize that my situation can become much worse in many ways. I am grateful that I have not been reduced to homelessness and for the moment have a comfortable apartment, a loving wife and hope for the future.
Our rent is $850 monthly and is due on the 1st of November. Our utility bills are approximately $350 monthly. There is credit card debt that is going to be defaulted on. Again, we have a plan and hope for the future if we can just get through this. I have not shared this yet with my wife. I am scared, please help.
Thank you for viewing my request.