Hello, This is hard to write and put into words but I’m pretty desperate at this point.
I struggle to pay my rent every month due to low wages and tons of other bills I currently have. I work all day every day and it is still hard to make ends meet due to my low income. I have a full time job currently and I am constantly picking up other side jobs just to keep myself afloat every month. I’m a hard worker and I’m not afraid of a challenge, which is why it is hard to swallow my pride and ask for help. My plan is to find a new job with better pay in order to support myself in the future but right now I’m just trying to get out of this hole I’m in.
The hardest part about trying to stay financially stable is keeping up with my student loans. The interest rates on my loans cause high payments and it is hard to pay regular living expenses, student loans, and rent all on one income. My roommate recently moved out so for about 2 months things have been exceptionally tight for me. I am to the point now where I am over drafting my account often, which leads to overdraft fees, which then creates a big hole that I now have to climb out of. This past month my dog (who is literally my child) had to undergo his first injection for heartworm treatments. He contracted heartworms a few months ago and he is now in the treatment phase, which is very pricey. He needs a total of 4 injections that cost around $200 each over a 3 month period. That is not counting all the preventative medicine I had to pay for when he was diagnosed in order to prep his body for the injections he is receiving. If I didn’t already have enough on my plate I just found out that I need 4 new tires on my car. I barely scrounged up enough money to take my car in for an oil change and now the tires are really bad and need to be replaced.
I’m running out of options and I honestly don’t know what else to do when it comes to my finances. Any amount given is appreciated more than you will ever know and I have always been the type to pay it forward when I can and I hope to return the favor to someone in need one day just like you are helping me. Thank you for taking the time out to care. You are wonderful and appreciated. Much love.