Hi, I am 33 year old father of 3 (11 and 3 year old son and 2 month old daughter) from the Philippines. Everything was good 4 years back, I had a stable job, a business on the side and we had enough for our daily needs and emergency needs. I started my own motorcycle repair shop business in 2017 as an additional means of income in hopes of being able to get our own house a few years down the road. Unfortunately, in September of 2019, my shop got caught in a fire that obliterated all my equipment, tools, supplies and 7 of my client’s motorcycles. The shop was not yet insured, so I had to get a loan from a bank and another lending company just so I could get the shop back up and running. Then came 2020 and COVID hit just as the shop started to recover, I had to cover the expenses for finishing the client’s motorcycles that were damaged in the fire, that meant me just getting around 2 hours of rest everyday as I continued my office job at night and I worked at the shop during the day. Despite the hard work, we were still behind on the loan payments and the debt increased each and every month. The shop was still afloat though and the second half of 2020 was better as I started to earn enough to get even at each month’s end. I went into 2021 full of hope, but in January 6 I was terminated from my office job where I worked for 11 years. 6 of the hardest months passed by, my wife was pregnant at this point, and I just couldn’t find a new job, I had more time at the shop but we were still accumulating debt. Finally last July I was able to start with my new job at the office, but now, despite having a new job, we’ve hit rock bottom financially. Every payday we literally have only 2,000 pesos or around 40$ to spare for groceries and our needs, the rent for our apartment, the shop and the bills. To make matters worst, the help I hired at my shop left without letting me know leaving no one at my motorcycle shop during the day.
I am asking for any kind of help that could help us get back on our own two feet, we are literally at rock bottom now, I am 3 months back on our apartment and shop rental, 2 months for our electric bills and I am unable to hire qualified personnel for the shop so work would continue and help with the expenses. I am unable to get a loan to somehow get things running back again as my credit standing is very low.
I believe in paying it forward and I never want to ask for help, at this point in time though, I have done everything that I can – transferred my son to a public school (still have balances unpaid at the private school), sold my motorcycle, pawned our appliances and have gone as far as me trying to sell my kidney as we are barely making it each month.
I am hoping this will be an avenue for me to get help — friends and family have left my side and I only have my own family at this point. Donations will be used to cope up with the bills, and hopefully be enough to get my motorcycle shop up and running again, and also my wife’s online shop to be operational again.
THANK YOU and may all who help out be given back a hundredfold of what they have given.
Below is my paypal link: