My name is Raine.
8 months ago, June 2022, I admitted myself to the hospital to overcome my addiction of marijuana after 6 years of heavy use and some other drugs. I wanted to die but knew I had to get help. I am since 8 months clean. Within those 6 years before, I ran up quite a debt in credit cards. I moved back to my home state and after I was in the hospital, fell behind on rent after struggling to find consistent employment. I am legally blind in one eye and I have Major Depressive Disorder. I diligently take my medications, but still have days where I struggle. Due to a recent layoff I have fallen severely behind on my rent.
Since my February rent is late, I was charged $25 for the paperwork the offices had to send to me, and an extra 10% of my original rent amount. Leaving me with a total debt of $930, the extra amount is the fee I have to pay to make the payment with a card.
A week ago I was served a summons. Context: When I went to the hospital they had to transport me to a different location but my transport bill did not meet the deductible amount. Leaving me with a $950 bill. They did not contact my father nor I about this outstanding bill and it was given to Credit Management Services in October of 2022. They still did not contact me but proceeded with the lawsuit. I have no money for an attorney to fight this. They asked for a payment arrangement of $160/month which I do not have. They are threatening to garnish my wages if I do not come up with the money in time.
My father had a plan to help me, but he was also let go from his teaching position today, after a decade of working for them. His wife was then diagnosed with skin cancer. He still wants to help me but I want to take that burden away from him, so I came here. I live alone in a studio apartment and am now even struggling with food. I have tried selling some of my clothing and even diving into digital art with no luck. The impending doom of utilities being shut off and also facing eviction is growing even heavier. I have a cat whom I have loved as my companion for the last 4 years, but know if I were evicted from my home I would have to place him somewhere else which would break my heart but I cannot fathom forcing him to live with me in my small vehicle. All I want to do is start fresh and make a difference now so I can pull myself up to where I need to be. I am actively still seeking full time employment. If anyone would have it in their hearts to help me, I’d be forever grateful and hope to pay it forward one day.
I don’t want to request a specific amount, because whatever comes my way will be a giant weight off my shoulders.