Hello, my name is Olivia. I am a senior in high school as well as a student at the local community college. I will be graduating both high school and college next year in May. After that in August, I will be attending university in New York as an English major. I aspire to be a writer and I have already been working on my writing and I am currently working on a book. As you can probably assume, New York is one expensive place to live and I know that it will be an expensive move for me. School cost is already terrifying me. The thought of debt is bad. One thing that will decrease my debt is living on my own by renting an apartment/house. I know that I will not have enough for the first payments that they will ask me for which generally is first and last months rent and security deposit. I will be getting me a job when I move there, but as of this moment in time, school has my attention and graduating is very important to me. I have always kept up my grades and giving up now would be insane.
My family has been poor for a very long time and they cannot help me with the cost of moving, they are not even going to be helping me pay for university. We are so poor that my mom cannot even get medical insurance. They already are paying for both of my graduations which is up to about $140. It is terrible. I am not even spending my last year of high school like a senior should. I am not going on any trips at all or even prom simply because I cannot afford them and I have to save money. I do not regret that at all because I know that I am going to be able to do much more amazing things after high school. I know that I will be taking on a lot of new and different things, but I am more than ready. I even take at this moment 8 classes total and that will be increasing to 9 next term, I can handle pressure and stress. I have been for more than just four years.
I know how to do things that typical teenagers do not even understand how to do. I manage my time well. Debt is just going to be a part of life and that is okay, I have accepted that, but if I can just prevent a little bit of it, that would be great. I don’t want to end up being discouraged to go to school because I can’t afford it at all. Even with the money the schools have been offering to give me for tuition, it doesn’t even cover full tuition for just one year. If someone can help me pay just for those few payments for a place to live, that would be amazing. I would be forever grateful because it means a lot to me that someone would just take their time to read about what is going on and be willing to help. I know that I can just get a loan, but I am not a fan of loans. They are really touchy especially after my brother got loans and now he is in over $200,000 worth of debt for going to university.
The amount I need is close to $2,000. However, any amount of money would be helpful to me. It is hard for me to ask for money because I have been raised to be independent and work for what I want. I have been working for what I want. I have been trying to save money, but my parents will not even allow me to have a job because they fear it will interfere with my grades. At this moment, I only have $200 saved up, but at the same time I am taking a huge amount of classes and I have a lot of testing that still needs to be done. That takes up my time, especially if I want to continue to do well in school. I know that there are people out there that have it worse than I do, I know that there are people out there that deserve help more than I do and I respect that and I am more than okay with that. However, whoever is reading this, if you decide to help me, thank you and I will use that money for the intended purpose I have mentioned. Thank you for taking the time to read my story, I appreciate it. I hope that you have a wonderful day/afternoon/night.