We are a family of 4, there is myself, my wife and my 2 sons. I work very full time as a nanny for parents that are both doctors. My schedule does vary, but it does not leave room for me to get another job. My wife has been officially disabled since 2019 and struggles with Fibromyalgia, Crohns, and some other chronic conditions. She does do editing for an independent publisher but this doesn’t bring in much income at all. My oldest son is 21 and still lives with us. While he does work, the pay is not great. My other son is 17 and is still in High School.
Pre pandemic, we were doing fairly well. Not well off by any means, but doing okay. However, with gas, food, and bills getting more and more expensive, this is changing quickly. Now we are struggling greatly and have done all the things we can to reduce our monthly costs. We dropped cable, changed cell phone providers, called others monthly bills to see what they could do to work with us. Food is the biggest issue. I have a list of foods that I have to avoid in order to remain functional and able to work. This means that I often have an issue buying cheaper foods.
Due to these rising costs, we are now behind on our mortgage. It would be devastating for us to lose our home during this time and I have no idea where we would go. Our home is nothing fancy, it’s 3 bedroom condominium that we bought in 2019. It’s small enough that it’s easier for me to take care of fairly easily but big enough for us to have room. I also have no idea how we would be able to move with the cost and physical work that my wife is unable to do.
I would love to either get caught up on our payments and perhaps a bit more, or get our home paid off entirely in order to reduce our monthly expenses. The picture I’ve added with this is a picture of our condominium so you can get a better idea of our home.
Thank you for looking and thank you in advance for any help you can provide! It is so appreciated.
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