I am a mental health clinician in Philadelphia, PA. I run my own practice and building this all the time. My concern is that most people in the NE region of the US are essentially rule followers and this is in direct contrast with my belief system of freedom and liberty.
I have been saving money over the past year and a half to try and buy a home. I have around 10k but this is nowhere near enough to avoid PMI and leave me with something as back up ‘rainy day’ funds. The other issue is my tax returns. I am self-employed and thus need to write many expenses off and therefore don’t show an income that will get approved by a bank.
I have looked into a few places recently where liberty and freedom are virtues and it seems FL is the best option. I like the southern feel and would prefer something in the Jacksonville area. I don’t need anything to extravagant, just something that is safe (i.e. son will be coming with) and has charm. The prices there are reasonable and would need 240k and I can add 10-15k to get to the minimum price of homes the meet my requirements of safety with a moderate level of space.
I would be forever grateful to have someone step in to help me. It has been a very difficult year mentally and emotionally via helping people professionally and fully waking up to what is really going on in the world. The truth sets you free but it is taxing on the psyche. I still wouldn’t have it any other way even if ‘waking up’ has cost me my friends and family. If the home was paid for outright, without bank interference, I would only ask to draw some payment plan up where I paid a portion of the generous gift back to you.
I appreciate your time, and I’m not expecting that my request is met, but if in some way it is you would be giving me something that would change my life. And for the better.