I am a married father of a beautiful 6 year old boy and unfortunately I made some bad decisions in haste while I was suffering from ill health. My employer doesn’t give any sick pay even though I’ve worked there for 18 years and not taken any sick leave. I had kidney problems and was unable to work for two months and to keep up with the bills and mortgage I took out a number of payday loans. I didn’t realise what I had signed up to until got better and returned to work. Some of the loans I took have interest rates of 1200% and I’m now struggling to pay my mortgage and regular bills along with these added loans. It all seemed so easy at the time when I was I’ll and not concentrating properly. This burden is now affecting me both physically and mentally and I’m at the stage where I can’t see light at the end of the tunnel. I’m in fear of losing my home and more importantly my family. Any help I receive will literally by life changing for me. I’m working every hour I can to make ends meet but I’m absolutely exhausted. I wish I had been in a better state of mind when I took those high interest loans because I’m more than paying the price for it now. If I was able to raise £4,000 I could get a little ahead on my mortgage and clear the high interest loans. This would give me breathing space to get my life back on track, spend time with my family and allow me to start a rainy day fund of my own so I will never see this dark place again.
God bless x