My son is 7 yrs old with developmental delay. My husband & I work jobs & have tried to keep all our bills paid. Our mortgage payment keeps going up making it hard to keep all of our bills paid. Over the years we ended up with more & more debt it seems like just trying to make ends meet. We don’t have family to watch our son & we can’t afford daycare so one of us has to be home with him while one works. It makes for a stressful situation with not much family time. We have only one vehicle . I have never done anything like this but I’m running out of options to be able to get the money we need to get out from all this debt & enjoy some life with our son. He has never really gotten to do or see much. We owe $60,000 on our house plus another $40000 in loans & credit cards. Any help would be appreciated.Please someone reading this help us.If one of us misses a check it would be a domino affect on not being able to pay our bills. We are just one pay check away from losing it all I feel so much stress & depression from not being able to provide a better situation for my son.You will never know how much it would mean. Thank you for reading this.