My name is Adam Allen and I am here today essentially begging for my life.
The issue I currently am undergoing is that I am $14,000 in high-interest credit card debt and I owe my Father who is currently sick with cancer and getting ready to move $15,000 for which he has been un-relentingly badgering me about paying him back for despite the fact I’m flat broke. See the issue is I can’t work due to chronic migraines and various psychological obstacles (Depression, Social Anxiety, General Anxiety, and a couple other diagnoses), and thus I have been awarded with SSDI but unfortunately it serves a very minimal payout and barely pays my bills each month including my mortgage. And the sad part is even if there was a job I could handle, my Social Security terms state that if I work any job my benefits get immediately terminated/revoked, so it’s not worth the risk obviously. Gift money is permitted fortunately. The 15k my father lent me was for the down payment on this first home in which I currently reside, but by the time I’m done paying the bills and barely touching the debt at the beginning of each month I’m down to $30 or less in my bank account not saving anything. So not only am I not keeping up with the high-interest cards that will keep choking higher and higher as time elapses, I’m not able to save even a penny each month in case of an emergency like if my water heater broke. I would be completely and utterly screwed. I honestly couldn’t tell you how I allowed myself to accrue such debt, but I can tell you with 100% assurance/certainty that if you can help me terminate/nullify this life-threatening debt, it most indubitably unequivocally will never EVER happen again.
It’s like a PTSD nightmare similar to when a cat or child touches a hot stove for the first time and won’t go near it again because they’re scarred for life – it only takes once in this case to eradicate the old habit and you’re done for good. If this bubbling issue isn’t resolved, I will be homeless as my entire family has made it blatantly clear they cannot/will not take me in as they have families and issues of their own. I live in the NE so it will either happen that I freeze to death, starve to death, or get arrested for loitering/trespassing on various properties trying to find somewhere to bunker down. That’s why I feel abashed asking for help because should I pay the price and fall on my sword so-to-speak for digging myself the hole I’m in or do I reach out and at least share my story and see if someone out there is willing to help me? If it were my tyrant of a father (I won’t even go into my childhood/past lol, it’s pretty morbid and dark) he’d be homeless in a second before asking another soul for financial help all because he’s too stubborn, pig-headed, proud and intellect-driven to see that there may just be someone out there with a beating heart. He too had a rough childhood, which unfortunately he rubbbed off on me, but that’s a long story and now we talk again ever since my mom passed from cancer, which he is currently fighting off.
About me: I am 31 currently living alone in CT. When I was four months old I had Spinal Meningitis which killed me three times but I came back. They called me the “miracle child”, but I hated that so they stopped. When I was one year old I was diagnosed with Epilepsy which was causing me to have anywhere between 2 and 8 seizures a day. This went on through to age 16 where I met a neurosurgeon at Boston Children’s Hospital in Boston, MA who performed a Temporal Lobe Lebectomy on my right temporal lobe and ceased seizure activity. I was a Junior in high school and was able to get my license since I was seizure free. It was a whole new outlook on life and very liberating – Until one year later when something terrible happened. I was driving down route 44 on 07/03/04 on my way to Walgreens or CVS (Whichever came first) to procure my dad a birthday card when I had a random seizure at the wheel. When epileptics have seizures (I can’t speak for every epileptic in the world, only the ones I’ve spoken to) the lights are on but nobody’s home. In other words, we are there doing motor skill stuff like moving, pointing and convulsing but we can’t respond to you. And we usually have zero recollection of the incident. Anyway, when I was strolling down route 44 to get my dad his b-day card I went into an episode and swerved into oncoming rush hour traffic barely missing an SUV, then I almost hit a pedestrian walking the sidewalk, then I skinned the edge of a Bank of America building and slammed into a wooden fence at full speed without a scratch on me. Suffice to say someone was definitlely looking out for me that day from above. My car was totaled to crap and the pedestrian was okay minus the fact she thought I was trying to intentionally run her over at first until she heard about the seizure. After the accident the police/DMV revoked/suspended my license permanently since my seizures had returned and that brings us to age 26 and December 17, 2013 at Yale New Haven Hospital.
A world-renowned neurosurgeon (Dr. Dennis Spencer) at YNHH performed a more advanced (Technology had advanced a great deal after 10 years since the Boston operation) right-sided Temporal Lobe Lobectomy where his machine/scanner actually detected prolonged, additional scar tissue protruding Northwest from the origin site where the first surgeon had actually missed a minute piece of tissue as well. Dennis Spencer got it all and I have been seizure free ever since (God Bless), but there are several psychological obstacles I suffer from which is why I’m on disability as well as the un-relenting migraines which exacerbated after the surgery but I’ll take the worse headaches over seizures anyday without question.
Getting back to topic of the request, if I don’t want to lose my home and myself after having had nine lives so-to-speak (I know I have a higher calling/purpose here I just haven’t soul-searched enough yet to discover it because I’ve been so nervous lately about my financial situation) I need to pay back my dad his $15,000 so he can move on, and the other $14,000 is to pay down all of my credit cards. The difference between me and others on here is I have hard evidence/proof of all my medical history (Except for the Spinal Meningitis because at the the time I requested those records they said they only have to keep certain records like that for 15 – 20 years and then they can get rid of them, which they did unfortunately), and before you send me the money for the cards I will show you each credit card balance and the receipt after having paid it, or I’ll let you pay it if you don’t feel comfortable sending me money. And as for the 15k my Dad gave me, it was originally my Uncle Bob from MD who gifted the cash in full as a downpayment for my home which I have a statement of evidence of in writing from the Closing, and my dad slowly paid him back which is why I owe my dad the money. My dad is on social security like I am and does not work, he is by no stretch of the imagination Mr. Money Bags. He took a huge risk and did a huge favor lending his son (me) that money and now more than ever he needs it back.
This is not a joke folks, I truly am on a slippery slope down into the Mariana Trenches with no foreseeable way out. I will feel guilty yet utmostly thankful and will send the best of wishes and good karma your way if you can help, so if you can help you’d be saving me from either homelessness or a world of hurt. And again, I have the evidence/records for everything. God Bless.