For whoever reads this, I thank you for your consideration, and I wish you great life and health.
I’m humbly asking for assistance to pay off credit card debt and personal loans, in excess of $50,000, so that I can improve my credit rating to qualify for a mortgage.
I am a 51 year old husband and father of 2 children who have been really trying for years to be in a position to at least qualify to buy a $300,000 home. I was never in a good place financially to own a home, and apparently once you start renting, you will always be renting. But for the last 6 years, since migrating to this great country, we’ve had to be living in a small house with my mom, and although we’re not being forced out, the boys need to have their own space. As life happens, credit card bills pile up, even with the best intentions of responsible spending. Unfortunately, the current pandemic hasn’t been favorable for my workplace to even consider the kind of salary increases that would attempt to improve my credit.
My children are doing well enough in their school, so much so that my eldest is about to graduate from high school, and have already been accepted in the college of his choice. Federal Aid is a must for him, but I wish I was in a position to be able to have him come to a home that not considered crowded. My youngest child, doing well too, excels in playing the cello. My wife and I being married for almost 2 decades are hands on with encouraging their success in their education, and especially their respect for others.
As the sole earner for my immediate family, I am finding it extremely difficult to provide anything outside of paying existing recurring bills, so buying gifts for special days, birthdays, mother’s days, anniversaries has proven to be depressing. And although I have been improving and re-tooling my skillset, I believe that living one day at a time is all that can be done. However, seeing my family go through unnecessary disappointment causes me anguish and depression. With getting older and also with health that’s considered ok, one can’t help but be in a constant state of worry of leaving this earth without a home for my kids. We try to maintain good health, especially as the future may be one where I may be primary care giver for my mom.
My intention continues to being a good example of perseverance to my children, by not giving up hope, but I just need a little help to slightly reset my current situation, or at least to allow us to see what’s possible.
Any assistance will be greatly appreciated.
My Paypal Link is paypal.me/ojayj69