Hello, my name is Stephanie and I am a single mother to the most amazing young lady. I have been a single mom for the last 16 years. I have been raising her alone and have proudly done so with no financial assistance and minimal help from her father. We have recently fallen on hard times and I am in danger of losing our home. I bought our home in 2019 and was so proud that I could buy our house on my own. In February 2022 I had an unexpected medical issue, I was diagnosed with Covid-19, resulting in a hospital stay and very high medical bills. I am happy to say that I have fully recovered, but was left with some very, very high bills that I had to pay. I was forced to drain my savings account in order to pay my medical expenses as well as my bills for the time I missed from work.
In May of 2022, I had to put a new air conditioning unit on our home at the cost of $6000.00 which caused me to further spiral into debt. I live in Arizona so not replacing the AC until was not an option.
Because of this, I am now behind on my mortgage and in danger of losing our home that I worked so hard to buy. The housing market in my home state is ridiculously high so selling my house and moving into an apartment is not an option as my mortgage is actually lower than standard rental prices.
As if these hits from 2022 weren’t enough, my other was diagnosed with Alzheimer’s and has had to move in with my daughter and me. I have been taking care of her while working my full-time job from home. I have started to drive for Uber in an attempt to help with my bills, but I am limited in the hours I can drive for them because my daughter and I share our one vehicle. In addition, someone has to be at home with my mother at all times as she recently started to open the front door and wandered off.
We also have 2 rescue dogs that are the loves of our lives, a pair of liter mate brothers that we were able to rescue 4 years ago.
I volunteer at our local food bank making food boxes for those in need, cleaning and helping with the weekly farmers market they run to raise funds for the food bank. I also volunteer at our local homeless shelter working in the daycare center.
I appreciate you taking the time to read a little about me and my family. Any assistance you can provide is greatly appreciated.
I have attached a copy of the mortgage dashboard showing my delinquent account. I currently need $2122.00 in order to be current.
Thank you for your time and may your god bless you.