I am a 72-year-old woman and am struggling with my mortgage and with life in general. I retired early to care for my parents. Back in the 90’s they had no prescription insurance, so my father was paying out over 10 thousand dollars a year for both of their prescriptions. I helped them with food, gas for the car and utilities. They burned through their savings quickly, but I would not see them do without their medications and other needed necessities. I also burned through my retirement funds to assist them. When they passed, they deeded me the house and that is where I now live. It was free and clear but needed repairs. So, I had to mortgage the house. Now, I owe 67 thousand dollars on it. I am only working a small part time job. I am on Medicare, Medicaid QMB and Anthem Blue Cross Blue Shield. I was in an auto accident on January the 18th of this year. I had a brain concussion, contusions and really bruised up. I am trying to buy a car, but they want a down payment which I do not have. I am very discouraged. I need a used car. And help with the mortgage. I tried to get a reverse mortgage but was told I would need seven thousand dollars to make that happen. I am praying someone will help me. Any way that you can. Thanks in advance for your help. Christine I could not figure out how to put a picture in.