To all generous and kind philanthropists out there ,
My name is Muhammad and I am desperately in need of some cash to buy a house. I am 41 now and at this age, I find it difficult to borrow money from most legal financial institutions in my country to pay for the house deposit. They seem to want to have some form of collateral. Where am I going to get such thing when I don’t even own any property? I have two very small kids aged 2 and 4. My worry is that, in case anything happens to me, my kids and wife would have nowhere to go or stay. I’ve been renting a flat for years now, and yet, I am still unable to save enough to buy a house. The house (a medium-cost apartment, that is) I want to buy is priced at about US$77,000. This housing project will be completed in 2018 and is located somewhere in Kuala Lumpur. The project is designed under a programme meant for people in the middle income group. Recently, the house developer sent me an offer letter saying that they’ve selected me for a unit but told me to come to their office within a period of two weeks from the email date. I was happy to receive that but unfortunately, I need to pay the down payment/deposit which is 10% of the apartment price (about US%77,000). I just do not know what to do and only hope God will show the way.
I’ve tried asking relatives and friends but to no avail. With the salary I earn monthly, I do not think I’ll ever give a small but comfortable home and shelter to my little kids and wife. Now that I have some health issues such as high cholesterol and hypertension, all the more reason for me to worry about the future of my family.
Someone, anyone, please help me out of this situation.
May God bless you and reward you more with your kind help.
Thank you so much.