My husband and I are currently behind on our mortgage payments. It all started last year when my mother in law was diagnosed with stage 4 pancreatic cancer. My in laws needed help financially to get her the medical attention that she needed. Unfortunately, that also put a strain on our bills and we got behind. We have been trying to catch up as much as we can, but it just feels like everything has been a snowball effect and we just can’t seem to get back to where we were. We sadly lossed my mother in law recently which doesn’t help this already stressful situation. We have two young girls, ages 6 and 3 which are our motivation to keep going everyday. We need help keeping a roof over their head.