The years 2013 and 2014 were not great years. I was doing very well in 2012 and then the market went down, people lost their jobs, and my home business crashed because I was relying on those clients to pay my expenses. In October of 2014, I also lost my job at a University working there for 20 years. They decided they didn’t need me anymore and I was left with one month’s severance pay and no job. Now we are in January 2015, I finally got a job, but at a 1/4 of the pay I was making. I desperately want to keep my home on the land that my father gave me. It breaks my heart that so many terrible things happened in a matter of only 2 years. I am requesting please that you assist me in helping to pay off my mortgage. The current balance is $133,000 through Citi mortgage. I am current to date only because I used all the money in my retirement to stay afloat while trying to find a job. I cannot pay January bill because I just started my job and my first paycheck will be only $600 if that, and my mortgage payment is $1421.13 per month. I have tried everything to make the additional money, including trying to sell some of my things. Nothing is selling. I also have an additional $60,000 in debt leftover from my home business that I will need to pay within the next 30 days otherwise they are going to sue me (I could include copies of those as well if you wish). Honestly, I am at my wits end. I have no other place to turn to. I am an honest hard working woman who has been through so much. I have only this week (the week of January 26, 2015) to pay. I just want a second chance in life to get on my feet again and not worry. Please say you will help me. I would be eternally grateful. Thank you kindly.