My name is Myrtle Kee. I am a widow and will be 65 years old in September of this year. When my husband passed I helped people with insurance money I received until I too found myself in financial need. I have two great-grand children and their mom living with me. I got behind in my mortgage the early part of this year. My friends and my church tried to assist me while I waited on a home modification loan as I was headed for foreclosure. When I did get the modification it was three hundred dollars more than what I was paying. It is now 1,700 a month. I’ve been trying to pay it but I have had enormous water bills that off set me with my mortgage. I paid 504 dollars recently to have my water turned back on, only to have a new bill of 627 due and payable by the the next 2 weeks. There was not a visible leak and I could not afford to pay a plumber. Have turned off valves and use water when needed until I can get a plumber out here. Trying to keep my head above water but it is very difficult. I need help with getting ahead with my mortgage and my bills. I am also having a debt judgment entered against me for 12,000 for a car that was voluntary turned in as a repo. Any monetary assistance would be greatly appreciated.