“Taylor, we’ve been trying to get a hold of you for about three months in regards to your past due account with us.”
Many people in the world have heard something similar from a bank, lender or billing department of some type. But in July 2017, I received a total of 7 phone calls similar to this, and all to my surprise. It did not take me long to learn that my identity had been taken. Again, something that about 60 million American experience. However, it took longer for me to discover that my identity wasn’t stolen by a stranger, but my best friend & partner of ten years. There’s no tangible statistic that I could find of this situation, let alone a way to describe how it felt discovering this as I stared down the hall during the call, watching him fold our laundry and smile at me.
“There’s 3 routes to take, Taylor. press charges, file for bankruptcy or drown in $50k in debts that aren’t yours.”
Another heartbreaking sentence to hear, and at 26. I had to just graduated from college (the first to in my family), had 2 jobs during college for 5 years. But my life crumbled in all facets that summer; I can promise that deciding whether or not to send my high school sweetheart of 10 years to prison for fraud wasn’t easy. I can also promise even today, the turmoil of my decision haunts me mentally, socially & financially, still. He was diagnosed with borderline personality disorder in August, wiped my bank accounts & left me alone with shared bills, rent & HIS debts in my name- spending the next 6 months buying copious amounts of pain killers to mask his ache of untreated disorder. I was the one left, though I forgave him and tried to repair our lives. I lost so much more than financial stability. I lost trust in someone I’d known for half of my life. I lost my home.I lost all faith.
I chose to work on bankruptcy in order to protect him from facing up to 17 years in prison.
There was hope, however. My best friend (a coworker) received a once in a lifetime opportunity to relocate to Mexico temporarily, to start a new branch. However, he had recently purchased his first home 6 mnths prior. Knowing my story, knowing I was homeless, he invited me to stay in his home while he was away (as no one would rent to someone like me). I just had to pay the mortgage for 3 mnths.
However, since my bankruptcy was denied and I’ve been juggling to pay to live, plus all of the debts remaining- last month my wages were to be garnished from me until January. With my two jobs, taking care of three pets, paying about $1000 in debts- I could barely afford to eat. No welfare programs are applicable to me, either. So I spent the last month working just to literally get myself to ten steps backwards from where I should be. I delayed the mortgage last month in order to pay my debts. But now on November 15th I have to pay two months of delayed mortgage payments. I only just barely enough to pay October.
The reason I’m here, is to ask for help in paying my best friends mortgage. He went completely out of his way to help me survive when no one else had. He certainly doesn’t deserve to have his housing jeopardized just to save a friend. When I was without hope, without food, family, friends or trust- he provided me with all he could. The least I could do is ensure the mortgage be paid for when he returns. I don’t want to ruin someone’s life over love, as mine was. Please, please help. This person has done all they can to remind me that there’s hope, that I deserve a second chance and that I am loved. If you can’t find it in your heart to help me, can you move yourself to donate for the sake of the only person to stand by my side when I had literally nothing?
My decision to keep my ex partner safe was beyond risky, and I think we can all fathom that love can blind you. But I’ve never been one to turn my back on a loved one, and I thought that he and I were alway a team. Even if he lost his way. I was sorely disappointed to find that life was too painful for him to reciprocate.
If you ever read this, my butthead- though our time together came to such a terrible close, I truly hope you find the peace, support and healing you so desperately need. Though your pain and demons betrayed you, luring you to harm yourself and all those around you- know that you can overcome.
attached is a picture of my kitty, Mugen. She reminds me to smile even when the world seems without a mouth.
11/9/18- I’m $1500 short of $2600.