I really hate to ask for help, but I’m not sure what else to do. Some recent events have left me extremely stressed and overwhelmed.
I’m looking for help affording a downpayment on a house for myself and my disabled parents.
I come from basically nothing and have worked hard for everything I have. I also care for my disabled parents who have little income. My father is a veteran who was forced to retire early due to a work injury and has been suffering from Multiple Sclerosis for the past 10+ years. My mother was a caretaker for my blind and diabetic grandma while also raising myself and my brother. She worked for a few years after but is now disabled from an injury among numerous health issues she’s had many surgeries for over the years. They are 70 and 65, I’m 27.
I am a service provider and new small business owner. I unfortunately mentioned too soon that I wished to work for myself (after I got in trouble for getting too many requests which was apparently not fair to the others I worked with) so my employer decided to let me go, leaving me with no income for a few weeks and not paying me thousands I had earned. I ended up having to take out a loan to avoid my credit score declining, which I have almost finished paying off. I had hoped to at least have one full tax year in business before it was necessary for us to relocate. My business is growing and I’m doing ok, but I’m not where I want to be.
What is happening now is that the house I grew up in has to go up for sale as it belongs to my mom and her 6 siblings, and they want their money. We have been planning on this happening and preparing the house, but the process became greatly accelerated with my aunt visiting from across the country. She blindsided us with her intentions, had she been honest from the beginning it wouldn’t have been as bad. She came to “help” by calling realtors the first day, interviewing them the second, picking one the third, and forcing my moms hand on signing papers the fourth. And she demanded a 30 day escrow. Everyday was something new we were learning, causing anger, drama, and stress that could have been avoided. My mom asked for her to come help with getting the house ready, she didnt ask to be overwhelmed and bullied.
Being the responsible one who also has more income, I’m panicking over affording somewhere for us to move into with such short notice. The house is going to sell quick once it’s on the market this week. Of course my mom will be receiving a portion of the sale, but it’s not enough.
My mom is also waiting on getting settled somewhere permanent before having some much needed surgeries.
A house in our area that would be big enough for us is going to be around $600-800k, any donation amount is helpful and greatly appreciated.