I am currently disabled, though I do own my own car, I was let go from a job three years ago due to my disability. this has prevented me from working and I was forced to move back in with my parents at the age of 37 after being on my own since the age of 18. This was incredibly humbling, and I feel blessed to have such a loving and understanding family. However, the home we share is small, and I feel that my time here is not allowing my parents to fully enjoy their years together as they approach retirement. I am looking for assistance in a down payment to purchase a home. I am not looking for a glamorous huge house. Just something big enough for myself, my dog, and perhaps a room mate to help with the bills. I am desperately working with my doctors to have them approve me to begin working again. In the meantime I receive a small disability payment, which covers my monthly expenses, but does not allow for me to save much in order to have a decent down payment on a home.
I am looking to purchase a home between $100k and $125k, and I would need 3.5% or more down. So I am asking for $5,000 as money to go towards my down payment. Anything more than this would go towards any outstanding debt I have, which isn’t much, but would be nice to have paid off.
thank you in advance for your time and consideration. It is much appreciated.