My name is Debbie, and am a new resident to Florida. I moved through my work, sold my house and purchased a Condo here. Everything was wonderful. Then we had the hurricane come through the Tampa area last summer and everything changed. My homeowners insurance doubled, my condo fees went up $150 per month, car insurance increased but at the same time my employer put a freeze on overtime and no raises until “further notice”. I am 61yrs old, and have worked my entire life since I was 16. Raised 4 children, and am now helping to raise & support my 2 grandchildren, who have ongoing health issues. My 16yr old grandson is hard of hearing and must use hearing aids, and my 6yr old granddaughter was born with a bilateral cleft palate. She has had multiple surgeries to correct it, but is now coming up on her next set of skin grafting surgeries to finally repair the inside of her mouth, and dental work to correct her top teeth that are pushed back and can not currently be used to chew properly. I am now “door dashing” to try and supplement my income while I look for a second job. I can now just make my monthly bills on my own, but I got behind on my mortgage and my mortgage company is now demanding payment in full to bring my mortgage current, or will forclose! If this happens, I will have lost everything I have worked so hard for. I am so depressed and stressed out and my back is against the wall, and I have tried everything I can think of, even a second mortgage, heloc or refinance, but nobody will help while I am delinquent on my existing mortgage, even though I have plenty of equity in my home. I am asking for just enough to bring my mortgage current which is $2110. I have nobody down here to ask for help, and am very alone. I am just hoping against hope that somebody will have been in my shoes and have enough empathy and understanding to give me the boost up that I need so I can get a fresh start. Thank you so much for at least considering helping.
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Thank you! ❤️