It has been a rough few years for my mother and I. Our financial security was upended when my dad / her husband passed away unexpectedly. Shortly afterwards, my grandmother (my mom’s mother) had a stroke and within a few weeks it was obvious she needed to be placed in an assisted living community. The loss of my father’s income and the mounting cost to care for my grandmother put a serious strain on our finances as we bounced from one credit card to the next.
And then out of nowhere my ex-wife hit me with a court motion for full custody of our son. What had been a relatively peaceful agreement for almost 10 years suddenly became this looming cloud in or lives. Lawyers are expensive and navigating custody territory without one is just asking to lose. We scraped up everything we had left to put towards the lawyer, and the scary part is that with delays and continuances we may need even more.
We have been desperately struggling for the last 6 or 8 months just to say afloat. Almost everything than can affect us has – massive health insurance costs, rising property taxes, and any number of things have whittled away our cash flow and robbed us of many simple pleasures. One of our biggest issues is credit card debt, incurred mostly due to the upfront costs of housing my grandmother and paying for the lawyer.
We are at a point where we are simply out of money to deal with all of these expenses at once.
Every day bankruptcy looms closer. We’ve had so much it at once time that we are unable to keep up. What we need is a helpful push in the right direction. Whether it’s enough to scrape by another month or a larger amount to actually help us pay down the enormity of our debt, at this rate anything would provide us with some measure of relief.
Please help us maintain our roots and return to some semblance of a normal life, especially with the involvement of a child.
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