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Last Updated: June 24, 2020

About to lose everything I have worked so hard for

Wow I cannot believe I am actually doing this.. I feel so low and degrading asking strangers to help me. I feel like I have no other choice though, I have tried everything. This is my last chance before just giving up altogether. I am relying on the generosity of others which I think is amazing so thank you to those people that have helped others in any way possible, you make this world a better place to be.

My name is Kelly,  I am 30 years old and have a 5 year old daughter. I have worked since I was 16 with not even a gap. For the last  8 years I have worked for an elderly woman as a carer. To me if was more of a friendship. I made her breakfast, got her dressed, bathed her, cleaned her home and did her shopping.

unfortunately she lost her life to covid 19 two month ago. I was absolutely heartbroken. It was like losing my own mother. A day has not gone by where I haven’t cried.

Since this I have been at a loss with what to do. Since losing Maggie I have obviously lost my job and livelihood too. I have not received any income in over a month. Since I am still in a contract with my daughters childcare I still have to pay fees. This month I have been unable to pay for gas, electric and my mortgage. I received a one off benefits payment of £400 last week which is supposed to last for one month. My mortgage is £500. I have had to cancel my direct debits and use the money for food for me and my daughter.

My mum is elderly and is a pensioner and has no savings so is unable to help out. I have been looking for work daily but with covid there is nothing around yet. I am absolutely terrified that I will lose my home. I have already received warning letters and even if I get a job this week I will never be able to recover from this loss of income and get out of debt due to a low salary.

I am in such a desperate position and even when I have been at a low point in life with no money I have helped so many people by caring for them,  I have done charity work and gave donations whenever possible.

Now I am asking for a little something back. I intend to help others again when I am back on my feet. I feel it is so important to teach my daughter to be kind and help others. I really do worry for the future of us both but especially my daughter. It is such a hard work. If I lose this home I will feel like a failure. I want to be able to leave a home for my daughter when I eventually leave this earth which is why I am trying so desperately not to lose it. I saved up so hard for so many years for our little home. We love it here and feel safe.

I have tried other avenues but everything has failed.

Please please help. I would be eternally grateful.

 

Thank you x

Filed Under: Mortgage Tagged With: UK

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