Thanks so much for reading my post, which is one of perseverance and determination.
The past 7+ years have been incredibly tough for my family. After a long run of success in our jobs, financially, and physically our world came crashing down around us in a matter of months. In 2010, we were hit with a cancer diagnosis (and subsequent medical debt), job loss due to the housing crash and finally the loss of our house. In a span of six months, we lost everything….💔
Those events threw us into a tailspin for the next 7+ years. And although we beat cancer (so grateful 🙏), we were financially ruined. And that’s a really hard place to come back from, especially with sustained job loss, which is what we experienced. The system just isn’t designed to help people that are behind or have bad credit, which we did now because of late payments, bankruptcy and the short sale of our house. We worked hard over the next few years to come out of it, but we went through another medical challenge in 2015 that resulted in another bout of unemployment and financial issues, basically setting us back to square one again.
It’s now almost 2019 and we’ve been back on track more or less for the last year and a half – working, healthy and paying down debt to be almost debt free. It’s been challenging to save though because we’ve been stuck renting since we lost our house. Our lease is up at the end of February and we need to tackle the last thing
to get fully back on track – buying a house. We basically have no place to go when our lease is up and renting another house will just continue to hold us back in this vicious cycle. We’ve found a modest house to purchase and have saved part of the down payment, but we’re still a bit short, which is why I’m reaching out to you. I need to raise $10k, but anything would help at this point. I’m hoping that you read this and find it in your heart to help us close this dark chapter in our lives by contributing to our down payment fund. And because we live and work in a very expensive area, we don’t qualify for any down payment assistance programs. We also have no family to lean on for support. I can provide proof that donations will be used for this purchase too, for anyone that requires it.
And I promise, with every fiber in my being, that I will pay it forward to those that find themselves in need, because I’ve been there for a long time and know how hard it is to recover when your world has crashed around you. And I also know that there’s always an end to the storm and things eventually do get better – you just can’t give up.
My only goal right now is to provide stability for my kids (11 and 7) that will finally allow them to settle in and live their childhood carefree knowing that we won’t have to move yet again.
Many thanks for reading and I sincerely hope you have a blessed day and new year.