Hi everyone, I hope you are all doing well and safe during these times. So during the pandemic, me and my family were severely affected financially. My mum and dad both went out of work because of their health, I was out of work, we had bills, but we then also had medical expenses for my mum to be paid as she is very ill still today. We decided to borrow money from relatives, anyone and everyone and now we can’t return it because work is still tough, and our health is still bad. We thought it couldn’t get any worse but then my dad’s brother needed to get a kidney transplant urgently or they said he had zero to little chance of living. So we didn’t want to, but had to borrow more money. As of today, we owe people £60,000 and it would mean everything if we could just give the money back and somehow get life back on track without borrowing ever again. It got even worse when I got scammed as I had given money to someone who had promised to give me more money in return but because I was so desperate for money, I ended up giving him so much and in the end, I never got anything. That was stupid of me but when there are a lot of things going on, it’s hard to think straight. Please help me and I will forever be grateful to all of you.