Thank you for taking the time for reading this.
We have had quite the whirlwind the last handful of years.
Starting with being sold a “lemon” of a trailer that has just kept breaking; beginning with the hot water heater, furnace, massive black mold problem, a cracked window, burst pipes and continuous plumbing issues… that we could not even live in the home the first two winters we there. We have been trying to keep it safe and healthy for our family ever since.
Fast forward seven years and we still have not been able to catch up. The turn of events in this post-covid economy is making things even more strenuous.
We have three young children, one of whom has ADHD and Autism, one of whom is dyslexic, and the youngest will be seeing a pediatric Neurologist in the upcoming month.
Needless to say, the anxiety and stress of everything has hit us hard, and this past summer my husband was hospitalized with suicide ideology; so basically he was so depressed that he had a plan on how he would end his own life. He was missing a lot of work and also ended up switching jobs.
I myself will be undergoing some expensive diagnostic testing for some alarming symptoms that may or may not be cancer-related.
We have implemented provider and insurance switches, so billing has been a nightmare. We have mounting medical bills, some sent to collections, and one currently defaulted that we are now being taken to court and sued by the collection agency over a $380.00 charge that will become over an over $900.00 bill with all the filing, court, attorney, and service/late fees, etc.
We were nearly evicted last month, as the mobile home park in which we live was sold and subsequently bought by a for-profit company out of state, that has raised the rent by over $300/month.
My husband and I commute, so gas money is difficult. We work opposite days (my hubby 4 10-hour shifts, so he is full time and I nearly am) because childcare is too expensive. We have exhausted borrowing from our 401Ks, and any other means of help from our current employers, who will not offer overtime due to their company policies.
We are finding that every time we try to catch up, there is something else that halts any progress and puts us behind even further. It has been impossible to keep up this pace.
I know life comes in seasons and it won’t always be like this, but we could sure use some help.