My name is Alex. I’m not sure where to start but I’ll try to make sense of this mess.
I am married with a 15 month old. Currently living with my mother and stepfather due to lots of unforeseen circumstances. When I got pregnant my husband and I were doing great. We were renting a home from a family member and both working full time jobs. About 3 months into my pregnancy, I was forced to quit due to medical issues. I did everything I could to make ends meet. Eventually we couldn’t afford our home anymore and had to move in with my dad and stepmother. I started working for a friends company and then quickly lost my job right before Christmas of 2018. My husband was working full time but wasn’t making enough to pay for everything alone. We saved what we could and finally got an apartment right before the baby arrived in April of 2019. I found a part time job and we were doing okay. We couldn’t afford childcare so my husband had to work overnight, sleep for as long as he could, then watch the baby while I worked afternoons. It was grueling for him and myself. We were exhausted. Fast forward to November of 2019 and my poor husband is out of a job again. One month later, and I’m laid off as well. It was like a slap in the face. My parents helped where they could but they are retired and on a fixed income. Once our lease ended we had to move in with my mom and stepfather and we have been here till this day. I know you’re probably wondering why we didn’t get a loan or something of that nature. Long story short, we tried to refi our car payment and we’re denied. We discovered that my husbands mother stole his SSN and opened lines of credit she had no intention of paying down. 9 lines of credit to be exact. It was a nightmare we still can’t get out of. My husband found a full time job in December of 2019 and also found a part time job. Things were looking up, until the pandemic hit and he was out of a full time job again! He’s been working part time for a while now with no luck getting any full time work. He applies for jobs almost daily but no one is hiring with everything going on. Our health insurance alone is $548 and he only makes $15/hr right now. I’m just at a loss. I don’t know where else to turn. I’m asking for this money to help cover bills and medical expenses. We had to take our daughter to the ER recently and even with insurance, we got a $5k bill. I cry almost every night trying to decide what bills we’re paying this month. I want to be the best mom I can be but this weighs so heavy on my heart. We feel like failures. I just need some financial security to get us through this difficult year. Thanks for reading. I hope this reaches the right people.