thank you for reading. My husband was seriously hurt and is now disabled. We suddenly were without his income. He had four surgeries which also put us in a financial strain. And to top it off my dog became ill with heart issues. I work and did have savings before all of this but so much at once depleted that within a couple of months. I had to make up the difference and live off credit cards and personal loans. . I have $60,000 in personal debt that is creating a horrible struggle. If I could get out from under that debt I will be ok. I don’t spend money on frivolous things and am begging for some help.