Hello, I’m not sure how to start this so I’ll go straight to the point.
I’m currently in debt, I have been diagnosed a while ago with severe depression and anxiety. I have also just recently (last 4-6 months) had a problem with my right shoulder that has left me unable to continue doing my job, I am signed off long term sick whilst trying to get it fixed, however in the current state of things it’s taking a very long time and statutory sick pay is nowhere near enough for me to keep ontop of my bills. I hate the idea of begging but I’ve no idea where else to turn to, especially considering how hard it is for me to talk to people openly about my rough situations in life due to my anxiety so I’ve fallen back to my old friend, the internet. I took out a large loan from the bank several years ago after I landed a decent job that I’ve been employed at for 4-5 years now, the loan was to pass my driving test+lessons and get my first car. I was able to keep up with payments fine just scraping by. My nan then passed away and my depression really hit hard, in which I had a period of 4 months signed off from work to take medication for my mental health and recover, in this time my bills and debts stacked up against me. A while after that I then had a car crash (The car was faulty. No-ones driving caused the accident.) So I was left with a big debt, no car, and a lot of bills to pay off. Yet, I managed to keep going for a while longer, until now. I’ve been signed off work the last 3 months due to my shoulder, and I my debts have gotten bad at this point, my depression is hitting hard and my anxiety won’t allow me to pick up the phone and make important phone calls I need to make, like visit the GP to get mental health medication, or ring the companies that I owe money to. I rarely go outside and eat 1-2 meals every 3 days. I can’t even afford my mental health medication even if my anxiety would let me attempt to get it. It’s gotten to the point where I feel like my only option is to give up and just let my life come to an end, I’m not sure what’s going to happen next and I hate to beg, especially with a sob story. Yet, here I am, pleading for help to pull me out of this dark tunnel I’ve been falling down for the last 5 years. Thank you to anyone that reads and considers helping me, I will be forever in your debt if you help me.