I have honestly never asked anyone for help in this way before but I am at a point where I need any help I can get.
I am happily married to the love of my life and we have four wonderful kids that I love so much. My wife is a self employed midwife and I am a stay at home dad.
I was forced to become a stay at home dad due to a fall I had at work. I did a lot of damage to my back and neck and it left me with a lifetime of pain. I have had two surgeries to help with the pain but unfortunately they have not worked and it has left me with more pain. I am right now just living with the pain and going about my day as normal as I can.
Due to all the surgeries and doctor bills I had to put some of it on our credit card, I had no other option but to do it. We were making headway on the credit card debt but then I got news that hit my like a ton of bricks. Roughly 24 months ago my father got diagnosed with stage 3 lung cancer and at the time I took the responsibility for getting him the scans, tests, medication etc. I also tried holistic medicines and treatments but unfortunately on January 12th of this year he passed away.
At the time of paying for all stuff for my dad I didn’t care about the fact I was charging it all to the credit cards because I wanted him to survive, I didn’t want to lose him but in the end I did and it has put a massive burden on me. We are not massively in debt but when all you can afford are the minimum payments each month it is a lot, we owe $13,500 roughly and I hate to admit it but its mostly all my medical debt and my dad’s. My wife was understanding towards it but we are now facing a lot of debt to pay off and its because I was selfish.
I understand that this story is probably too long and I apologise but I had to get a lot of my chest and this felt like the right place to do it. Thanks so much for reading my story.
I am posting a pic of my fantastic kids because they are my life and soul.