This has been a horrible year for me and my family. At the end of January, I had to go to the ER due to extreme, lower abdominal and flank pain. It turned out I had kidney stones and uterine fibroids. Two weeks later, my dad passed away very unexpectedly. Exactly one week later, my nephew was born and shortly after taken from his parents and placed with me.
It has been a struggle (emotionally, financially and every other way) for myself and my family. We do not qualify for help to take care of the baby, from the state, because my husband and I make too much money (of course). My husband and I struggle to stay afloat, financially. He works two jobs and I work one. I would work another job, but one of us has to be home to take care of my nephew and our daughter. I have acquired over $12,000 in credit card debt, mainly due to my medical bills (despite having health insurance), a broken air conditioner in the middle of summer, infant care and the basics (groceries, gas, utilities, etc.)
My nephew ‘s pediatrician recommended he be fitted for a cranial helmet. He doesn’t have an extremely flat head that would require surgery. His head is not as flat as it was, because he is able to roll around and sit up. After an out of town visit to a specialist, we were informed that insurance would not cover the helmet. In order for my nephew to receive the helmet, we would have to pay $1,800 up front. I don’t know how we’re going to come up with the money, when our savings is completely gone, all credit cards are almost maxed out, we don’t qualify for a loan, and we can’t ge any kind of assistance from the state. On top of all of this, I have about $20,000 in student loans, that I’m desperately trying not to default on.
I keep hoping and praying for some kind of help. This year has been horrible and I feel like we’re sinking. After the loss of my dad, who I feel like I haven’t had a chance to mourn, and the stress of raising another child, when I feel like I’m failing my own child – it is beyond depressing. There are many nights that I go to bed wanting to give up, but knowing I can’t because my family needs me.
If someone could please help in any way, with at least a little bit of our financial struggles, it would be very much appreciated. It is so hard to live with such emotional and financial strain and just a tiny bit of relief at this point, would help tremendously. Thank you so much.