My name is Katheryn and I am a 29 year old female from the Bay Area who studied Psychology for my B.S. degree. I have experienced life long challenges with medical issues related to Autoimmune & Hip Dysplacia challenges, and over the last five years of high stress trying to survive in SF Bay Area, I unfortunately developed Hashimotos, a thyroid disorder, so bad that I completely lost my thyroid. My stress was in large part due to working in HR at a start up in SF for three years, losing my position as my chronic thyroid issue resulted in chronic fatigue & mood de-regulation, which I at that time thought was chronic depression. After losing my position, I still had major rent to continue to pay $1400/month until I could find a new place, and additionally had major medical bills along with a loss of health insurance. Determined to fix my depression, I went into further debt to transition into working with kids on the Autism Spectrum & pushed through obtaining my Registered Behavior Therapist license. I was still only making $25/hour max &, despite taking on all shifts available & beginning to manage my chronic health issues, I was unable to afford my basic living costs & medical bills without going into debt. I have luckily moved away from SF to more affordable rent, sadly had to decline a Masters Program for Art Therapy due to lack of funds, & am in a place where I feel entirely stuck living paycheck to paycheck with $20,000 in debt. I have been considering declaring bankruptcy as a last resort as I am at a place of desperation, but am concerned this is a high risk for my future dreams of continuing with my Masters in Art Therapy to further help the kiddos I have loved working with over my most difficult years. I really truly appreciate any help at all to get back in line with my goals, pay off medical bills & my debt to get back on my feet. I also am an artist in my free time & am very willing to create any work on commission or sell my work (impressionist). Blessings to you all.