Having financial difficulties is a normal occurrence for most people. Misusing money, unexpected expenses or low income are valid reasons why people have the need to raise more money.
Luckily, there are many ways you can get $2,000 fast if you are committed and willing.
Even if you don’t have any emergencies, who does not like making extra money? Some of these ways require a lot of time, skills and experience but on the other hand, you can get started with the simple stuff as you advance.
The top ways to earn 2,000 dollars quickly
Take Online Surveys
Probably my favorite way to earn extra cash. It’s super easy, all you do is answering questions about yourself. About your lifestyle, hobbies, or job. You can do it from home, or while taking a bus, anytime really.
My top 4 (you should sign up for all of them)
With Swagbucks you can even earn money for watching videos, surfing internet or signing up for free offers. It can’t get easier than this!
Rent a spare room
If you live in a large house with extra rooms, you can put them up for rent. You just need to find tenants, agree on a price and utility bills payment. Remember, you need to screen the tenants to avoid renting your room to a criminal or someone who is not trustworthy.
You can include rent and utility bills together to save costs or have an easy time getting paid. A standard rent per room can be around $1,000 – $2,000 per month.
You can use crowdfunding sites such as ours to raise money especially if you have an emergency e.g. health issues, your house burnt down etc. The amount of money you can get from crowdfunding can be determined by your current situation, the time limit you have, how good your message is received and your personality.
A lot of people are looking forward to helping others especially if you have a good reason. Therefore, don’t feel ashamed to share your problems because you can end up raising a lot of money.
This is much of a brokerage but you are selling information to needy people. For you to excel at this, you need to do a lot of research, be willing to interact with people and learn more.
As you research, compile a list of people’s address and phone numbers and the specific business they are looking for. You need to contact these businesses, get the one with a better deal and then get back to specific people explaining to them the options you have got.
It can be hard as you start especially if you are not creative, engaging and committed. However, as you gather more skills and experience, you will be able to make serious money from commissions and tips offered.
In addition, you will have a network of businesses and ready clients looking for the same. All you will have to do is connect the two and earn your money. However, you may have to visit these businesses and your clients from time to time to improve your relationship.
Every car owner is looking for car washing services to keep their car clean and maintain them. With the help of your friends or other willing people, you can start washing other people’s cars and get paid.
Start washing from a neighbourhood you know very well or from your town especially in a busy area. The only thing you should focus on here is customer relations and offering quality services.
You can be assured that a client will always come back for more if you treat him/her well and you offer needed services. Additionally, you can offer other related services e.g. interior detailing, changing a wheel etc. to earn extra money.
Repairing used items
Did you know that some people prefer buying new items rather than repairing broken ones? You can, therefore, drive around your neighbourhood collecting broken used items, fix them and then sell on eBay or craigslist.
It is not hard because some of these items are not really broken! Alternatively, you can go to thrift shops, ask for broken things and fix them. Most thrift shops get rid of their broken items by donating them.
If you are willing to spend your time fixing some of these items, you can make a lot of money. Finally, you can as well buy these broken items at a throwaway price and sell them at profit after you’ve fixed them. Create a website or sign up to websites which sell used items such as craigslist and start earning!
This is applicable if you have a lot of time on your hands because you need to look for valuable items, clean them or make them better and then sell them.
A lot of people sell their stuff under-priced to save time and negotiations. You can use that and flip it later for real value.
Become a handyman
If you are living in a neighborhood where you can find little handyman jobs and get paid, grab that opportunity and capitalize on it.
You can start with your neighbors, ask for any job e.g. mowing the grass, cleaning the windows, digging a trench, repairing a gutter or a fence to raise some money.
When you get any job, do it diligently to build your reputation. You might end up getting more jobs from the same homeowner or getting referred to other homeowner who need similar or other services. It is possible to raise 2,000 dollars or more in a short time being a handyman, depending on your skills.
If you have baking skills, set up a shop at a local market and start selling baked goods. You will be amazed by the amount of money you can earn especially if you have good baking skills and experience.
Alternatively, you can try sell your baked products from home to home. Try to join your local community FB groups to expand your reach. If you’ve already set up a shop, you can take orders to have a rough figure of the money you expect.
Borrow from 401K
Borrowing from 40k is the smartest choice if you are looking for a loan because the interest you pay goes back into your account. However, not all jobs offer this advantage. Therefore, if you can be able to borrow from 401k, don’t go elsewhere looking for a loan.
Solicit local businesses
This might depend on what you want the money for. You can write an official letter to local businesses asking for help. Send your request to many businesses to increase your chances of getting help. Alternatively, you can ask local newspapers to cover your story. They will do it for free to get publicity whilst you get money/help for your course.
You don’t have to be a professional cleaner to do this job. You just need to have basic housecleaning skills and you will be all set to start earning. However, you need to save some money to buy necessary equipment such as gloves, cleaning solutions and a ventilator mask to protect yourself.
After you are set, you can start advertising to get clients. You can start with your friends, family members and even neighbours. As you advance, you can start advertising on classified websites, social media accounts among other avenues. Your earning will be directly proportional to your working hours. Remember, you can even enlarge your business to start a cleaning company as you time pass by.
I Need 2000 Dollars Right Now!
The above options are viable if you have some time to earn money. What happens if you want money fast? It is not advisable to take a loan if you need money for the short term. You will pay a lot more (interests) and you will be solving your money problem for a short period of time. If you need some money and you have enough time, try any of the options above. However, if you don’t have much time, here are some of the options you can consider:
Friends and Family
This is one of the best choices you have because most friends and family members will offer you interest free money, will not pressure you into paying them and can even gift you the money. However, most people find it hard because of their pride. The major disadvantage is failing to pay the money because it can ruin a good relationship.
You can over withdraw with your credit card or get a loan. One of the major drawbacks of this option is high interest rates. You might also ruin your credit score if you fail to repay the loan on time.
General purpose loans
These loans are available in most banks and they are better than the loans offered by credit cards, pawn shops or cash advance. Benefits of these loans include: low interest rates and a long period of time to be repaid (4 to 6 years). There is secured and unsecured general purpose loans. You need to have a collateral to take a secured loan as a guarantee you will pay the loan back. On the other hand, you don’t need a collateral when you take an unsecured loan.
Pawn shop loan
To get a pawn shop loan, you need to give something of value to a pawn shop. Interest rates and period of payment may vary depending with the amount of money you take, the pawn shop and the period of payment. Always do a little research to get the best deal before taking the loan.
If you are looking for money whether in short term or long term, you can apply any of the options above. Everyone needs some help to make it in life, don’t feel bad when you need someone to help you!