Thanks for letting me post my story. I own a small Consulting business, and it was doing very well until my Mom got sick in December of 2022. So, we got together at my house for Christmas, my son and his family were here visiting from Utah. That’s when it all started. My Mom, who was already walking with a rollator. She fell when she came into the house. My son happened to be near when she fell so he was able to help her up. She said she wasn’t feeling well through the remainder of the month. In early January, 2023, she fell in her apartment and couldn’t get up. She waited for me to come by instead of calling an ambulance. I took her to the hospital where we found out that not only did she have the Flu, but she was suffering from major dehydration, and stage 3 kidney disease. She was admitted to the hospital for a few days, and then released to rehab for a few weeks. She had several Dr’s visits, physical therapy and occupational therapy, as well as a nurses Aide to help her around the apartment (cooking, cleaning, bathing, etc). During this time, I had to step away from my business for a short time to manage her care. This is when I started to get behind on bills, because I was taking care of her bills and mine. Unfortunately, I couldn’t keep up, and got behind. I made arrangements with her creditors and mine, but just as I began to start payments with the arrangements that were made, she had a stroke. That was in March. From there she was hospitalized for a little over a month, and then she was sent to a rehab facility for another month and a half. During this time, I took some time away from work, and wasn’t making any additional money to keep the bills paid. At the same time, or around about, my mortgage payment was increased from $1650 to $2350 due to an escrow shortage for the taxes. Needless to say I wasn’t prepared for the increase and found myself slowly falling behind. Now here I am, three months later, and three months behind with $5,000 due on the escrow shortage or continue paying the larger mortgage payment. I have been looking for( extra) part time, mainly remote, work to help out, but I haven’t had any luck. I would be more than grateful and appreciative if I could get any assistance with this. Thank you in advance for any assistance granted. May you be blessed for all that you do.