My name is Bill, and I need temporary help!
I lived most of my adult life in a small Pennsylvania town. I have a small business applying what’s called mastic behind the coping of in ground swimming pools. I’ve been doing this for 25 years.Although I can no longer physically do the work myself,(two heart attacks, 4 stents, diabetes and at 58 years old my knees can’t take crawling around on the cement decks anymore!)I can still run it from here in Florida.
I moved into what I thought was going to be my forever home in June 2021. I purchased a small home in rural Brooksville FL. I couldn’t deal with the long winter months in PA any more. I get extremely depressed.
The pool season in PA is only 7 months long. Enough money has to be made during that time frame in order to make it through the winter. This has never been a problem before now. In the spring of 2023 I had 3 guys working for me. One I had to let go because of sloppy work, and one quit in August because he couldn’t take the summer heat. I figured it would be ok since there were only 3 months left for the season and September, October and November were always decent income months. Well, those months turned out to be a total flop! The largest pool company I subcontract for said it was the worst fall they ever had in 30yrs. Jobs just stopped coming in in September. So did my income. My plan is to go back to PA for a few weeks in April to train 2-4 more people so as to have more income in the spring and summer. I can not have this happen to me again!
I’m trying desperately to stay afloat now. I’ve loade up my truck and trailer and set up on the side of highway 19 trying to sell stuff out of my home. Pictures, wall hangings, knick knacks, small pieces of furniture…..Stuff I can live without. Although some of the stuff has great sentimental value, I need the money. (My wife Diane passed away in 2008 from colon cancer and quite a bit of the stuff was hers. It hurts to see it go. We dated 4 years and were married almost another 4. ABSOLUTELY the best 8 years of my life! She was the love of my life. And to honest, nothing has ever really been the same since)
The next step is to start selling my furniture and things out of my house. An estate sale basically. Nothing I have is really worth anything, but I’m trying to keep the wolves from the door.I know it wont be enough though. I’m going to loose it all. January and February mortgage is not paid. Foreclosure is right around the corner. I’ve tried applying for loans all over the place but my credit is just ok. And apparently I have around $8,000 of unpaid medical bills from years ago that I new nothing about! So a loan is out. My parents have no money. I have no friends that are financially fit enough to help me. I’m working part time in Brooksville, and that’s about all I can do because of my health.
My bills here are $4,900 each month. Which is going to be impossible to come up with until my season starts back up in May. There is just no way I can come up with $19,600 for 4 months of bills. (January’s and February’s are behind) I’m being as sincere and honest as I can be. I don’t want to loose it all. I worked SO hard for this house, put so much money, time and sweat into it…..all for nothing? If I sold it now, I would loose money. I’d have to write a check to the mortgage company. Which I don’t have! Prices were off the charts when I bought it in 2021.
I’m sorry I had to write any of this. It’s very embarrassing and very humbling.I don’t know what else to do. Thank you for taking the time to read this. And any amount would help!
Again, Thank You,