Hi my name is tim noland I have lived in my home since 2005 I am almost 11 month behind on my mortgage. due to lawyer fees .I have been fighting for with my wife to get custody of 3 of our grand kids ages 10 month 2 years and 5 years. to keep them out of state custody. it has been a long hard battle. we now have full permanent custody of the older 2 boys and should know about the baby girl by the 11th of this month. we have fallen behind drastically and are no facing foreclosure .me and the wife are both self employed . my wife is considered disabled and I have hurt my back in 2001 so we are limited on the amount of work we can do. I do not want to ask for assistance but feel I have too. We have put are savings and mortgage payments into keeping these kids together and just need help to catch back up and keep our home from getting foreclosed on. They are wonderful kids and grew up getting scream at living in a room with a mom that lived in filth. confined to there room 90 percent of the day. once we get caught up on the mortgage we can maintain it. We just need the help to get caught up .we have been receiving foreclosure letters in the mail. I did not intend to start over raising kids again .But I’m sure anyone would do the same things to keep there grand kids safe. I hope You can find it in your heart to help us out of this bind we are in.