My story begins with the government shutdown. SLS granted me a special forbearance for six months due being affected by the government shutdown. Even though I was reimbursed, my hardships continued throughout the six months of forbearance. My savings and monthly mortgage payments were depleted by medical expenses for myself and oldest son. The previous assistance with medical out of pocket expenses had expired. Therefore, out of pocket expenses resumed to around $2000 per month for myself and my son. Our home was invaded by roof rats. The house was fumigated and insulation was replaced. The expenses were $8000. I was finally able to re-secure assistance with the out of pocket expenses in May for myself and my son. My forbearance ends June 20. I informed SLS that I can begin paying my mortgage payments starting this month and I can work on paying the past due each month. I can afford to pay two payments per month if they would extend the forbearance for an additional six month until I get caught up. They did not agree. I am in the process of getting approved for a streamlined modification. If approved, my credit will be destroyed. My two oldest sons are working so they can assist with paying the mortgage payments to get caught up. Proof is provided upon request.