Forclosure Could Cause Me To Lose My Home And My 9 Year Old
I worked for over year, building up credit, working with my Landlords/Mortgage Brokers/Realtors to find the perfect house I could afford…once I signed on it and took a new job of course. Honestly, it was a risk, I knew the things they were telling me to do before closing like, “Only use cash for a month straight,” and “You can’t show any bills coming out of that account until I give the Okay,” were what one might politely call “creative” and maybe not so politely call “illegal” but I liked them and truly felt they were trying to help me so I did what they said and I was approved, started the new job, moved in and things were amazing!
Until I was fired three months later due to a car accident and having to take some time off work. I was out of job for just shy of a month, in that time I fixed my transportation issue and was hired in at an even higher rate by my current employer.
Things were going great again until my son came down with Influenza A otherwise known as the Bird Flu and I was forced to take three unpaid weeks off to provide care for him.
Shortly after my son recovered, his father and I ended up back in child custody court due to the fact that he owes me over $5000 in backed child care costs. Although we hope to resolve the issue in front of a judge exactly one month from today, I am now so behind on my still less than a year old mortgage that I am in active foreclosure and I fear that if my son’s father finds out he will use my forclosure status as leverage to pursue full custody and ask the judge to forgive his arrears.
So this is my last ditch effort to save my home and continue to give my son the stability, love and care I have since he was born. I have exhausted all other avenues at this point as I was not unemployed long enough to qualify for state funded programs and my mortgage is to young to qualify for a modification. My only hope left is you, and the faith that you will find it in your hearts to assist me in raising the $9000 the bank needs for a mortgage reinstatement.
This is where I planned to raise my child, this is the home that he loves and the community he has always known. I know there is an angel out there somewhere who will bring peace to this single mom’s heart and a home full of joy and comfort to her nine year old boy, maybe that angel is you?