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Last Updated: April 1, 2021

Please help me rescue a family heirloom

Back in 2017 when my mother was very unwell, I pawned my grandad’s gold pocket watch to help with expenses. Unfortunately she died in October 2017, and after the funeral and other things were paid for, I have never had the money to reclaim this item. I have kept basic interest payments ticking over but that’s all. I now feel bad that I did it, although people did say to me at the time ‘Grandad would have wanted to help’. Now I really want to get the watch back. My son gets married later this year in October, and I would love to eventually gift the watch to him. He never met my grandad, but he loved old photos of him, and listening to my mum telling stories about his great grandad. The watch is a family heirloom, and I sometimes can’t believe I gave it up, even for the good cause of helping my mum. I always thought I would be able to pay it back eventually, but COVID 19, as with so many people, has caused my working hours to be cut. Although things hopefully will get a bit better in the future, I can’t see me being able to pay back enough to reclaim the watch, and it is just going to go on forever with me trying to keep up with the interest only, and never actually getting the watch back.
At the moment to repay the watch in full I would need about £1430 to pay off the original loan plus the interest. But any amounts towards this would be gratefully received.

I unfortunately have no photos of the watch, but it is a typical gentleman’s gold pocket watch and chain, that you would wear with a three piece suit, such as you would see in old photos. It was gifted to my grandad when he retired from the coal mining business. It is engraved with his name. As you can see from the amount I got for the pawn loan, it is worth quite a bit of money – I could have got more, but I’m glad I didn’t or things would be even worse! But it is worth a lot in sentimental value as well.

I have attached photos of parts of my pawnbroker agreement, showing the amounts to be paid as of the end of January – more interest has been added since then, and showing that it is listed as ‘Misc. Watch 9 carat, weight 132.36g’.

As I said above, any amounts would be very gratefully received to help pay back the loan on this item. No amount too small, and hopefully they will all add up!

Thank you so much for reading.

https://www.paypal.com/paypalme/Karen197126

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Filed Under: Funeral Costs Tagged With: UK

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