To whom it may concern
This, this is awfully personal and it makes me choke on the idea that this will be publicly released for everyone to read. But, as one last resort, i have to officially go out and reach for help.
So, let me take you back to the start.
The year is 2010, I was 18 years old doing what 18 year olds do. Studying and partying. My plan, as it always has been, was to become a Deck Officer working on the bridge on one of the highly technological ships. And by that I mean, a offshore vessel.
Suddenly, I get a phonecall from my girlfriend who is currently living a couple of hours away: you are going to become a father. Joy, indeed. But the timing, oh the timing.
I had to work, I had to be earning real money. I could not currently afford focusing on my education, which was 6 years long.
So, I did what most fathers would do, I got a job. A combined low-income job working on a storage as well as an driver for å tech-shop. Well, it payed the bills. But not nearly enough to create a stable economic future for a family.
So after a good year, spinning my head. I said fuck it. If I ever will achieve my goal, and get my diploma I have to start now.
So I started school, the year is now 2012. The doomsday year. I got back at school, and after 4 semesters I got out with top-grades and an guaranteed apprentice-ship at one of the ships I always wanted to work on. So, I went out at sea for 2 years. One month at the time. It was a great time.
Then, I when I finally got my certificate of apprenticeship I got back at school to do the last 4 semesters. This time, at a higher Level. It was hard, really hard. But, I got out in 2017 with top-grades and once again, guaranteed work. I went back out at sea, got my Deck Officer Certificate and was offered a 2.Officer position.
At this point, I had quite a bit of student loans. But that’s OK. Hell, everyone has that and I had a payment plan under control.
This is where everything went to shit. I lost my hard earned job due to cost-cuts and was left standing without any income. And in the past 3 years I had to take on loans I did not afford just to put food on the table for my family. I now work 2 Jobs, I am close to 5000 working hours a year and still, I do not have enough to cover my loans due to sky-high interest.
So to put it short, I am I hard working family man with a huge enthusiasm to succeed. But, unfortunately I am left standing paying interest over my head with the banks on my neck.
I am this close to loosing my house, car and everything I own of value. I haven’t slept good for over a year grinding my head on how to keep food on the table for my family.
So, as mentioned earlier. I can’t see any option than asking for help. I am stuck in a downward spiral of debt.
Please, if there are any kind souls out there. Please help. Any donation will be treasured.