We are a family of 2 plus my son visiting the week ends: husband, I have a 5 years old from a previous marriage and my wife. We never taught that as a family of professionals, would have go through such a hard struggle at this point in our lives in the late fourties. My wife did not have income for over 6 months and apart my business I had to work a second job plus Lyft.
At the same time my business went through some hard struggles and I have been forced to ask a short term loan and cash advance with high interests. With lots of struggle, praying and cutting our expenses to the minimum we have been able to cover all the household bills plus the loan and the cash advance.
For the loan we pay $604 once a week and the cash advance is $121 daily monday through friday. The money are deducted automatically from my bank account so all the other expenses take a second place because if we do not pay the repayments we go into overdraft which is $35 per transaction…. The loan will be paid off the first week of March 2019 and the cash advance in May 2019.
Once the loan will be paid off in 3 months time we will be fine and our struggles will be over but unfortunately we do not have the means at this point to pay everything and we do not know where to turn and we have tried also to ask a third loan to pay everything at lower monthly costs (we are paying almost $5000 monthly between loan and cash advance) but it was denied to us. I have asked to file for filing banckrupcy but it takes 4 months and it is too long.
At this point we have not paid the rent $1200 and will be evicted in 18 days if we would not do so, I have not been able to pay child support ($600), we will not be able to pay both loans and will go on overdraft and eventually our bank accounts and business accounts will be closed…. For the next 3 months we will be $3000 monthly short which means a total of $9000.
We beg you for your help, we are really desperate and do not know where to turn for help. Even a small donation if given by many people will help us to get out from this nightmeare.
God bless those that would help us.
The PayPal account for the donation is the one of my business because it is from where the rent (I have a home based business), the loan and the cash advance are paid.