I hope this letter finds you well. I am writing to you with a heavy heart and a sense of desperation as my mother and I face the imminent threat of eviction from our home. I humbly appeal to your generosity and compassion, seeking urgent financial assistance to prevent this devastating outcome.

Despite my efforts to secure employment and contribute to our household income, the scarcity of job opportunities and the ongoing economic challenges have made it increasingly difficult to keep up with our monthly expenses. As a result, we have fallen behind on rent payments, and our landlord has issued an eviction notice, leaving us with a limited timeframe to find a solution.

Our home is not merely a shelter; it is a sanctuary where cherished memories were made and dreams were nurtured. Losing it would not only leave us without a roof over our heads but also shatter the stability and hope we have managed to hold onto during these trying times.

I want to emphasize that we have exhausted all available resources and explored every avenue for assistance. We have reached out to local charities and government agencies, but their resources are stretched thin, and their waiting lists are extensive. Regrettably, time is not on our side.

I humbly implore you to consider extending a helping hand during this critical juncture. Your support would not only save us from eviction but also provide us with a glimmer of hope to rebuild our lives. Any contribution, no matter how small, will make a profound impact and be met with utmost gratitude.

Dear Friends

I hope this letter finds the right kind person…I am writing to you today with a heavy heart and a sense of desperation, as I find myself in an incredibly challenging situation that I cannot overcome without your compassionate help.

My name is Jordan H, and I find myself on the verge of homelessness. The weight of the world has been pressing down upon my shoulders, leaving me with a profound sense of hopelessness and despair. The uncertainty and fear that accompany such circumstances are difficult to put into words.

Due to a series of unexpected events and financial setbacks, I now face the unimaginable prospect of being evicted from my humble home, the place I have called home for years. The thought of losing the roof over my head is paralyzing, as I not only fear the hardships of life on the streets but also the emotional toll it would take on me.

Despite my relentless efforts to secure employment and navigate through these turbulent times, the unrelenting wave of circumstances has left me drowning in debt and unable to meet even the most basic of needs. My heart aches as I think about the consequences this may have on my loved ones, especially my children, who look up to me with hopeful eyes.

With the rent deadline looming just around the corner, I find myself in desperate need of $7,880 to pay off the arrears and avoid the impending eviction notice along with my car getting the repairs it needs as it is falling apart terribly and also a vet visit for my 2yo dog Dory. This sum would provide a temporary respite from the relentless pressures that threaten to tear my world apart. It would give me the much-needed breathing space to regain my footing and seek a stable path forward.

I understand that everyone faces their own financial challenges, and it is never easy to ask for help. However, I find myself with no other recourse but to reach out to kind-hearted individuals like yourself, who may possess the means and willingness to extend a helping hand in this time of dire need. I humbly implore you to consider my plea and make a heartfelt contribution toward my cause.

Any assistance you can provide, no matter how small, would make an immeasurable difference in my life. Your generosity would not only save me from the immediate threat of homelessness but also restore my faith in the inherent goodness of humanity. I assure you that every penny will be used responsibly and solely towards securing my home, car, pet and creating a stable environment for myself and my family.

I understand the significance of your time and resources, and I genuinely appreciate your consideration of my request. If you would like to discuss the details further or require any additional information, please do not hesitate to reach out to me. I am more than willing to provide any documentation or proof of my circumstances to alleviate any concerns you may have.

From the depths of my soul, I thank you for taking the time to read my plea and considering my situation. Your compassion and generosity would not only save a home but also rekindle a spark of hope in my life. I will forever remain indebted to your kindness and eternally grateful for the light you have brought into my darkest hour.

With heartfelt sincerity,

Jordan H

May things be well with you and yours.  Even though I am experiencing financial hardship via threat of eviction I am grateful that this opportunity exist for me to ask for help.  I am a 62 year old childless, divorced widow.  I was the caregiver of a parent who had dementia before passing in 2019. I am a teacher with mental health challenges that are controlled by meds, faith and therapy (not necessarily in this order).  I have worked since the age of 17–so asking for money is not a habit.  But, I need help.  I am behind $1,608 in rent due to a loss of income since October of last year after a student assaulted me.  I’ve had negative encounters with students in the past; but the violence of this incident triggered anxiety and trauma which I have been working through for many years.  The result has been a slow process to build tutoring clientele.  Between students not showing up resulting in being canceled or assignments naturally ending–my income since October has drastically decreased and fluctuated.  Since I live in public housing, keeping up with rent over the past 9 months has been a real struggle due to the inconsistency of my income.  Now, I have received an eviction letter with rent due by July 7.  I need help!  I am hoping for light at the end of the tunnel within a couple of months.  I have lived on $600 a month (widow benefits) and fluctuating tutor income since October 2022.  I am waiting for approval of retirement which may begin in August.  Also, I am hoping to teach a two week STEAM camp offered by a community organization beginning July 9.  This can result in some income. The summer months when students are not in school drastically affects tutoring. When the school year begins at the end of August I am depending on 1-1 tutoring opportunities to increase.  But, at this time I need help!  My 1997 car has been sitting since November of last year due to needing gaskets, brakes, and struts.  I have used the city bus for transportation.  I was given a verbal quote of $1,500 for the repairs.  I purchased the car used in 2020 with less than 130.000 miles on it and it has served me well.  I would like to hold onto it for at least 2-3 more years. Both the rent and the car totals $3,108.  I must get as close to this as I can (with the rent being priority – yet, the car is very beneficial to me).  It is in my nature to help others.  Please help me to get back to being better able to help myself so that I can truly get back to helping others.  Thank you in advance.  Blessings to you for being a blessing to me.

PayPal.me link—paypal.me/@kathymccowan0606

Hello,

I am humbly requesting assistance to help cover overdue rent after experiencing my first ever true financial hardship that has led to me receiving a notice to vacate my rental home. I expect suit to be filed any day now for the eviction process.

On February 28, 2023, I made the decision to end an abusive relationship with my husband of 7 years. It wasn’t something I planned on. I did not know that I would have the courage to leave my husband that day. I was presented with the rare opportunity of having him away from the house for an extended period that evening. Although he was not home, he made it clear via text messages that trouble would ensue when he made it home due to an argument we were having. I knew in my heart that I could no longer endure the terror he consistently brought into our home, nor could I continue allowing my children to witness this type of behavior. Without putting much thought into anything, I locked all of the doors and windows and requested the presence of a police officer to come before he made it home.

Unfortunately, the police did not arrive before my husband did. Consequently, he tried breaking in; first through the garage, then our front door, both of which suffered damage and had to be repaired. Thankfully, the police arrived in the midst of this event, all while I was on the phone with 911 where they were talking me through what to do if he made it in the house.

The officer interviewed my husband first since he witnessed the attempted break-in. I don’t know the extent of that conversation, but the officer told me that there were no legal ramifications for this, since my husband was within his legal right to break into his own home. He interviewed me thoroughly to understand my situation and document what I feared would happen if he remained in the home. I would prefer to spare the gory details of that, but based on what I told the officer, he was genuinely concerned for the safety of my children and me. He wasn’t optimistic that he could convince my husband to leave on his own free will, and because there was no physical abuse present at that time, there were no grounds to arrest him or forcefully remove him.

The officer proceeded to go outside where my husband had been waiting and had a lengthy conversation with him for what seemed to be about 20 minutes. I don’t know the full extent of what occurred during this conversation either, but it appeared to have made an impression because my husband shockingly agreed to leave. The only thing I know about that conversation was that my husband was told that he was not being arrested at that time, but if the police had to come back later, there would likely be arrested upon their return.

That was the last time I saw my husband. He left the state of Texas and now resides in Billings, Montana with his family. Although our lives have been more peaceful in numerous ways, the emotional aftermath I experienced with my children was more painful than I ever could have imagined. 7 years of built of grief had to be dealt with all at one time. Two kids both hated him in many ways for the abuse they witnessed, but they also never actually endured the abuse personally. He treated them decently. Now they’re left with the confusion of both missing him and hating him. On top of that, I began facing the reality of what I had truly been enduring for the last 7 years, but worse than that was what I forced my children to endure at no choice of their own. The guilt and shame associated with abuse, after you put an end to it, is something almost indescribable. When you downplay things for long enough, you begin to believe your own lies, until one day you finally face the truth for what it is. I used to talk about women in abusive relationships like they were crazy. Then here I am, finding myself being one of “those” women. We’re continuing to work through this as a family, and I hope to get family counseling for all of us soon. It’s been a struggle, but I am hopeful and optimistic for our future healing.

Months prior to this traumatic event, I made the decision to leave my job in hospital management around December 2022 to start a company of my own. Little did I know that would be the main contributing factor to my abusive marriage becoming exponentially worse than it already was. Although our finances were stable, he lacked the ability to control me through my income and felt as though I was now controlling him, since he began having to pay bills with his own money.

In the grand scheme of things, I was free and clear of this horrific man, but jobless with 2 kids and a business that still isn’t fully ready. I had some savings in a hidden bank account, I started gig working and doing everything possible to stay afloat until I could get my business off the ground. I was able to do so successfully for the last few months, but it’s ultimately caught up to me and I now know that I need to go back to working full-time in the medical field and wait to start my business until the time is right.

I applied for government benefits that I was told I qualified for. This was supposed to cover about ¾ of my rent for the month but today, I was met with a denial due to exceeding their income threshold. This came as massive shock to me, and now I am faced with having to uproot my children from the home we’ve lived in for years now, unless I can come up with enough funds to pay my leasing agency before they file for eviction in court. I have looked into alternative resources for rent assistance, but have been met with declinations due to lack of funding, lottery systems that give me no guarantee of assistance, or waiting periods longer than I am able to wait.

I have already applied for legal assistance in the event I am not able to pull things together before court papers are filed, but hope it doesn’t get to that point.

My total balance due is $2,089.71. I personally have $827.57 in available funds, which leaves me in a deficit of $1,262.14.

I am going to continue doing everything in my power to earn the funds needed until it’s no longer an option, I will go back to gig-working as soon as I am done posting this. Any assistance given to help me reach that goal would be appreciated in ways that I cannot describe in words.

I am in the process of trying to get one of my old jobs back and will find another job if that doesn’t work out. Financial stability is near, but unfortunately not close enough. I feel foolish for allowing it to get to this point, as I am typically very on the ball about finances and being prepared for the worst, but this entire situation has somewhat broken me down as a person. With that being said, I am determined to pick myself back up stronger than I was before to set an example for my children that’s better than the one I had been setting for the last 7 years.

If any assistance is granted, I am more than happy to pay it back in installments once I am back in the workforce. Unfortunately, I have no one else to ask and my credit is in a state of disrepair because of my husband’s spending habits. This may be my only hope, so I figured it was worth a shot, as humbling as it may be to ask complete strangers for help when not too long ago, I held a respectable position within a Houston hospital.

To anyone that has taken the time to read my story, I sincerely thank you. I am hopeful that one day this will all lead to something great.

Sincerely,

Christy

Hi, I hate asking but I need help with my Rent. I’m already in debt and I have no money for last month’s rent. My landlord isn’t taking it well. I don’t need alot of money. I work full time but it’s just not enough. If I can raise a $1000 that’d be amazing. Anything helps though and I appreciate it. 🙏

https://www.paypal.com/paypalme/Aaron9000

Dear Reader,

If you’ve seen the recent news coverage about the housing crisis, you’re no doubt as horrified as I am. Skyrocketing rental prices, houses renting within seconds of being listed sight unseen, houses in the worst condition being thrown on the market so the owners can pocket fast cash, and the list goes on. Now, I’d like you to picture a person whom you love more than anything in the world and that is the person in need of immediate housing in this crisis. There is a caveat though, we have to add in a variable and that is your beloved is 75 years old & very sick on Hospice care nearing the end stages of life. THAT is the person being forced out, their landlord has issued a non-renewal of lease with NO given reason. They have to find affordable & safe housing in this cutthroat market. Not only do they have to find it, but they also have to pack contents that span 75 years, move it, unpack it, and start over in a new place. Did I say all within less than 15 days? YES! That IS truly unfathomable and impossible to imagine but the person facing eviction and homelessness for me is my mom, Sue. That is exactly where we are and I am in dire need of support to make sure the moving portion of that scenario isn’t hers. With the clock running out, we need to hire a lawyer to fight this non-renewal so I am asking, begging for your support.

I know this is quite lengthy but please take a moment to read on. I’d like to explain a little about my mom and her health. You will see that it is insane for a landlord who knows everything about my mom’s health to issue such a thing. My mom has never missed a single rent payment. She is the ideal renter!

We have until June 1st to be out of her townhome and my husband and I just found out 5 days ago on May 13th. My mom has memory loss and kept forgetting to show me the letter. My mom is physically & mentally disabled. She has successfully lived in this unit since 2017 with my husband and I caring for her if the need should arise. Following a 44-day battle with COVID in September 2022, (in which she miraculously recovered) she was transferred from hospital to rehab, and the staff pressed her to take a shower. She told them she was exhausted and was having a hard time breathing. They told her that was a lingering effect of covid and the fact she has COPD and emphysema. Mom was on 3l of O2 -24/7 on a good day, she was bumped to 6l and has remained. She’s not one to argue so she showered and had to call for help as she was very woozy. Her oxygen levels had dropped to the low 60s and remained there for almost 45 minutes while the nurses at rehab tried to raise her levels. Ultimately EMS was called as they were unable to get her above 70. In the 45 minutes of having damagingly low O2 levels, she suffered what is referred to as an Acute Traumatic Brain injury and she remained hospitalized for 2 additional weeks.

Once stabilized and ready for dismissal her doctors decided she was no longer able to care for herself and suggested mom be placed in a nursing home for around-the-clock care. That was mom’s worst nightmare and it had come to fruition sooner than any of us ever expected. Mom was devastated, we were devastated, and I couldn’t do it. They refused to release her and made me sign an AMA (against medical advice) waiver to leave. I promised she would not be alone and that I would find a live-in caretaker. I panicked knowing that could be problematic given her home’s current LIHTC status. The hospital signed a medical affidavit for live-in caregiving ME the right to be her live-in so we didn’t have to worry about breaking her lease agreement in regards to income requirements. Long story short my husband and I decided to move in with her and be her caretakers. I need to add that we are not paid or given any type of compensation for doing this. We love her.

Sadly the mother I see before me is a shell of her former self. Her short-term memory is non-existent, she does not remember what she is doing from the beginning of a sentence to the end. She will start making lunch and simply walk away as she is forgotten what she is doing and seeing the food in front of her does not spark memory, instead instills confusion and stress. She has to relive the horror of being told that they’ve issued her a non-renewal on her lease every time we speak of it. I can’t put into words how astronomically sad this is to witness. I don’t believe she could physically or mentally survive this move.

My husband ended up losing his job due to the amount of care my mom needed which has been catastrophic for us. Not only my mom faces eviction but so do we. We also face losing our single vehicle, our accumulation of personal items from our 25 years of marriage that is now reduced to 2 storage units. The only way to pay for help is to sell everything we have and hope we can do it fast enough. (We have started selling) My husband and I already lost our home of 15 years to foreclosure during COVID.

Please, I implore you. If you can gift even one dollar it will help. We are hoping to cover all expense which is $1670 USD

Thank you for your time and God Bless you.

https://www.paypal.me/Jensigg

Hello to whomever this may reach, My name is Bianca and I’m currently struggling like I never have before, getting myself deeper in a dark hole of financial stress & debt. I have never been the absolute best in this department but have been able to have at least main major bills covered, however these past few years I went from finally having some of my gray clouds clear a bit and getting to a comfortable stable part of my life after going down a dark road from almost losing my father to cirrhosis of the liver caused by getting too lost in the sauce if you will,that also took my grandfather,myself having kidney issues caused by it. My father was given 3 months max.
I pleaded and swore to my grandparents up above if they kept him alive I too would stop drinking and less than 24 hours after that plea he was granted/chosen to have a second chance which hit me with an urge to celebrate harder and harder until one night my broken promise caught up with me encountering men in black and blue flashing a dash of red too on a night I was working overnight for my fathers company at the time so went from allowing myself to get to a blacked stages which never occurred to getting arrested, getting fired (by my parents) losing my best friend, then having to celebrate my sister’s wedding all 3 days between each other. At that point I knew I was at bottom so dusted off and did what I could to (while not in the least bit easy) to stay sober and get it together was finally at the cusp of it had been a year and all was fantastic had rekindled a past flame which would then have me do a complete 180 flip on togetherness. It was Valentine’s Day 2019(also my late gma’s bday) woke up, looked up and informed her first grand daughter was expecting. Turns out after 10 years off and
on we weren’t good enough to be kept around, was emotionally and mentally jerked around my entire pregnancy, and while considering, had the best experience until birth day where while yes I was manifesting a genius the entire 9 month didn’t think I’d give birth to one, almost took us both out by flipping soo much what I thought were contractions that no machine was getting reads on was actually preforming the 1% occurrence of my son tying a true perfect knot w/ his cord and around his body twice. Was so exciting and felt completely unreal for the first 3 months I was obsessed then month 4 came and in do time I would celebrate my 28th birthday with some family and then… *insert tap on the shoulder* “Hi, I’m COVID-19 but I got by Rona for short” not being able to have anyone be around, hug, or my gosh tap me out when needed even though living at home with my parents to try and save. However with dad’s health had to sneak around the house with my newborn,couldn’t go through same area’s of home if upstairs soon as he walked out we’d have to disperse so much to the point we needed to move out was just too much on all parties involved for “everyones safety”, since becoming a single mother/parent/sole provider then living on our own working full time managing a strenuous position running managing a store front and warehouse large orders with unreliable staff. Then experiencing record breaking snow storms in the Texas causing lives to be lost thinking we weren’t going to make it hadn’t it have been for my 95 lb American Bully Angel girl, our zip code happened to be the only one out the longest with only 30 seconds of power surges . I entered a deep depression after that having it be put all on my shoulders my 1 year old, myself and two fur babies were going to go out that way and with no cell services receive a call from my sister and mother they’re attempting to get candles to bring the hear “omgg we’re going to crash!!” then boom *impact* and call drops never regaining cell signal for hours then distraught upon their arrival with how my mind spun its own web. We then decide to brave the normal 6 min drive to my parents which took approx. 25 min due to yes I was in fact driving 3 Ms. Dasiy’s to finally be inside a home w/ heat and letting out a sigh and cry of relief to be shut down being told to “calm down, its not that bad, no need to over react” since I was told the same thing during child birth triggered another flame in me. Few months go by thinking I’ll be clear but no wait… to find out I have Covid. I truly believe my bully had it too so stuck in an apartment with a toddler whom never caught it and two dogs while being forced to work from home became extraordinarily over whelming also since while even though I didn’t have my sense of smell smelled like something wasn’t right.
Turns out my ceilings were caving in our only rest room also causing the pipes to not work correctly in the only shower being refused services at that time due to protocol for positives cases, which understandable however turns out pipes burst upstairs and had been leaking for months and the entire place was covered in mold. Was able to relocate my small pack to a nicer new town home we adored. I then get let go 2 weeks from my 5+ year position for having to take my sold to the Dr. for the mold issue. Was unadvised how to request unemployment the correct way so was out of almost half my earnings I still have yet to receive to this day since each appeal date coincided with my working schedule. I was running out of options and I attempted to tough it out with company longer than I should have with no residual income coming in. I was asked to leave at the end of my lease due to non payment and they agreed to use my deposit towards any rent due and not file an eviction however only because they almost killed my dogs a few months prior. I was hit with an outrageous amount indicated needing to be paid for damages which only things were where the tv mounts were but I was required to pay org. over $6k however was able to settle for $2,500 in order to have it removed from my credit and allowed to rent a new place. For the few months prior I had been “subleasing” from a friend of the familys that was a complete nightmare the entire place was a hazard zone but couln’t afford anything else however took care of maintenance and housekeeping myself.
Within that short time there I’ve had more hard heart-ships than one should have. Had to let the love of my life go for reasons undisclosed. Went through a health scare with my bully thinking she wouldn’t be with us until my bday causing more stress knowing I couldn’t afford to put her down. Fell unexpectedly head over heels for a crush of mine at work and we dived in too deep too fast to then get dumped the day before Thanksgiving and while trying to pick up my broken pieces of a heart had to be the one to break my sons heart about him leaving him too and add to his already confused mind of his. I had deal with the neighbors’ dogs attacking my little dog and since unable to afford to take them into their vet due to outstanding balances had to patch him up myself. Pipes to the laundry room busted on Christmas eve. I had gotten my vehicle I was so proud that I bought on my own because I was just about to pay it off repo’d since after getting hit by an 18 Wheeler while in the process of the having to relocate wasn’t able to afford the payments along with the insurance. I entered in a deep depression that I still haven’t managed to fully clear,being so overwhelmed by sooo many horrible things that still continue to happen to me/us, and trying to figure out why no one seems to want me or my son. I have however reached out for help and have started taking medication to assist with it. I was able to get an amazing job and just recently moved into a place that with my sons new daycare makes my round trip a total of aprox 7 min vs the 45 – 1hr it took previously. I am horrified though that I’m at the verge of loosing said position due to attendance caused by long commutes and my son being in the extremely argumentative phase making my attendance an issue and being told I will have an eviction notice with my apartments by today due to being unable to make payment for rent because of the mountain of other bills I’m constantly being faced with so are now charging $100 everyday until paid and have given me until Monday to do so. I am doing the best I possibly can with the hand that I have been dealt, but I’m not able to cover that amount and I’m feeling like I’m at a breaking point pinned into a corner. I am aware this was extraordinary over shot however each one of these stories ties into why I’m here today asking for help. I want to be a BETTER MOTHER, Daughter, Girlfriend, Sister, Employee, Friend & all around person. If anyone has made it this far and would be willing to help assist me and my little pack in keeping our home it would truly mean the absolute most to us and I would be forever grateful.

Thank you for your time,

Bianca V.

https://paypal.me/MamaB1830?country.x=US&locale.x=en_US

I am a single mom, facing eviction, while fighting for custody of my three daughters. After failing to return our daughter home from his week night visit, my ex-husband immediately filed for sole custody. Promising my mother financial (child) support if she would help him, she was already exhausted trying to help me with three little girls while I worked long hours day and night trying to make up the difference in income after my divorce, she agreed and handed over my daughters while I was still at work. I had been supporting my mother financially since 2007 when my father passed away, paying off our family home which my father had built. My mother diagnosed with breast cancer had not worked since 2006. During my divorce it was not possible for me to continue to support her the way I was able to when I was married, and now with me investing more and more time into my career, she was having to do more and more to help me with my daughters. When I went to court to get my daughters from my ex-husband, the judge told him to bring our daughters back home, that violating our parenting plan was not going to get him any favor with the court, his lawyer stood up and said “she won’t be going home, there is a process server here to serve her a “restraining order” Yes my mother (who had worked for the public defender’s office for 13 years)served me a restraining order in family court, during my custody hearing. The judge continued the hearing to March 10^th, 2020. I got a small two-bedroom townhouse and by the grace of God and the help of my amazing friends have managed to make a new home for myself and my daughters. On March 10^th, 2020, my lawyer calls me and says that the court is shutting down due to the pandemic and she does not know how long it will be before we get a new court date. April 5^th of 2020 my boss calls and lets me know that he will be closing our company as we were a small transportation company and he could not afford to stay in business any longer. May 17^th 2020 I was hit by an uninsured driver on the hi-way and not only was my car totaled but I was hospitalized for four days with a fractured leg, and spent the following six months recovering. Even after all of that I have managed without a vehicle to get another job, maintain employment, make it to court twice a month with my ex-husband, pay my lawyers, keep my rent and bills paid, keep food on the table, and most importantly I managed to keep, my positive unshakeable mindset that I will get my daughters back, that nothing will stop me. Now that the judge has finally ordered supervised visits (four at first and then I will have them every other weekend) my ex-husband had filed for child support, the last two months child support and back child support has taken nearly all of my paycheck, I am barely able to pay my rent. My electricity has been disconnected and I am facing eviction if I am not able to get it turned back on in a timely manner, my bill is nearly $1900.00 dollars and I do not have any way to pay it or anyone to ask for help, this is my only hope…   so please if there is anything that you can do to help me, I would really appreciate it and be forever grateful….  I have come so far, I am so close to seeing my daughters, I just need a little help…   PLEASE PLEASE HELP ME

paypal me @annejohnson1691

I have been struggling to pay my rent this month. My alternator went out on my car and my dog injured his paw and with those unexpected expenses I could not pay my rent. It is $800 a month. I live by myself and work 2 part-time jobs trying to make ends meet, but I could not do it and my landlord would not work with me and I was evicted today. My husband passed 2 yrs ago from non-hodgkins lymphoma and I have been struggling. We were only married 28 days, so i did not qualify for any spousal benefits or his Social security. I was hoping to use my taxes to get caught up, but unfortunately I have to pay in to both State and Federal.

Any help from anyone would be greatly appreciated.  I have applied for disability and been denied 3 times. I have back and knee issues and many other health issues.  I am working as much as I can, but it just doesn’t seem to be enough.