Hello, my name is Marnie Horner and I am a 52 yr old single mom of a high school senior getting ready to graduate with honors on June 2nd, 2019. My struggle became “real” to me last November 2nd when I was let go from my GM position in property Management due to the owner selling the property and because I was the highest paid on the payroll, I got the ax. I was devastated to say the least, and was already living paycheck to paycheck. On November 6th, 2018 I replied to an ad on Indeed from Platinum Supplemental Insurance, as well as several other positions listed, just desperate for anything as the holidays were coming up and the cold winter with higher heating bills to follow. On November 9th I received notification that I was selected to move forward with the licensing progress and would begin working out in the field when I passed the exam and received my license. I has also applied for unemployment when I lost my job and was required to seek employment and complete a weekly update as to my status. When I entered the information about being selected for the position I was informed that I would not be eligible to receive unemployment even though I didn’t have any income coming in yet, but was still considered employed. I was fortunate enough that that company paid for the course work, but I was required to pay to take the exam and the license when I passed. So I studied hard for the next 2 weeks and scheduled to take the exam. I failed it by 1 correct answer on my first attempt which cost me $75, and then failed it by 2 correct answers on my second attempt, so being out $150 right at the holidays was not ideal, but I moved forward, came up with another $75 and finally passed on my third attempt. I knew once I received my license that I would be going out in the field as they call it and would be required to pay for my own lodging, gas and meals, but this was an investment my friends and family were willing to make for me, and I certainly did not want to disappoint them and worked hard to learn as much as I could from the training mentor the company sent to help me get started, and I was actually lucky enough to make the sale on my first solo presentation, which is very motivating, and since this is 100% commission based that was a big plus. The few weeks, I was not as fortunate to land any sales, and the pile of bills (rent, utilities, gas for my vehicle to even get into the field as well as lodging) just kept coming obviously. I am currently 3 months behind on my rent, with the landlord threatening eviction, justifying so, and my utilities are about to be turned off if not paid by May 15th and on top of that I’m still trying to provide food and bare essentials for my daughter getting to graduate. On top of that there is the expense of hosting an open house, which we have managed to arrange to have together with her best friend, which helps some of the cost. I’m just so ashamed to look like I am failing, when the fact is I go out each and every week and give it 110%, but don’t land a sale everytime. I am a hard working, disciplined person, not lazy at all just swallowing my pride and asking for a little help. Once I get a more steady income coming in, my plan is to be able to pay it forward, as it does feel good being able to help a person in need!
Any help given is most sincerely appreciated!