Hello. My name is Arinn and I am 28 years old. I could explain my entire life story and how I got here, but what’s important to know is I have worked hard my whole entire life. I’ve been working 2 jobs for the last 7 years, about 50 or more hours a week. My boyfriend works at ups as a loader. We have lived in a house an acquaintance of ours rents us and we have been here for 5 years. There was recently a basement leak which I told her about, she said she would be out to take a look in 3-4 weeks, as she lives in Colorado. When she got here she realized the leak was from the fridge and had to rip up the whole sub floor and all. She tried to charge us $5,000 even though it wasn’t our fault. So she decided to stop trying to take the money from us, but gave us 30 days notice to move out.
So my boyfriend and I felt it was time to buy a house. It’s as much if not lesser than renting right now. We found a house we like and are trying to close on it. We’ll, we were able to take the down payment from his small 401k he has. We tried to pull out the extra $2,000 in it but ups declined it and only gave us the down payment amount. We don’t have the $500 in ernesr money. On top of that, my cleaning job which was my 2nd job for the last 3 years let me go on August 1st because they are expanding and we’re able to afford professionals, even though there was never a problem with my work. She also gave me 0 warning.
Our bank account is -$900 right now and we just had several bills try to pull and bounce back- the most important being my car. We also have not had groceries in weeks and are living off of water, bread, hotdogs, and grilled cheese and Ramen. Neither family is willing to/ able to help us. Both of our dads took their own lives a few years ago and we both suffer from PTSD. I am still working 45 hours a week right now but it just isn’t enough. I’ve been applying places but nothing is working out due to my real job schedule. I feel like I’m drowning. I feel like the only way out is just to disappear. I need furniture, food, if I don’t get the Ernest money asap we won’t even get the house and will be homeless. Our landlord is evicting us on the 31st which should also be the day we get the keys. We also have no way to pay for a moving truck or anything. It’s been a horrible 2 months. My landlord has broken me, my job has broken me, and my family has broken me. I just don’t know what to do at this point.
In total, I need at the very minimum $500 for the Ernest check so we can secure the house. Realistically, we probably need something close to $5k to 10k with the furniture we need and some things that need fixing and food and now I need to try and pay back some of these bounced bills as well.