I am a father of 1 boy and I’m having an incredibly difficult time keeping up with the bills. I was unemployed for a few months and the state unemployment benefit was barely enough to keep the lights on. I was floating in Credit Card debt the entire time and now that I am employed I am just stuck in a perpetual hole of trying to pay off the debt I have incurred. I am about $4,000 in the hole every month and I barely bring home 3,000 a month. $3500 of the debt is all on one credit card while the rest is just small amounts scattered between electric/gas/food/etc. I’m at least in a position where I’m keeping debt collectors at bay but I’m one sick day or accident away from crumbling underneath the weight of this burden. I’m barely paying the mortgage and often I am late with the payment.
I would appreciate any donations big or small and in the future I would love to be able to pay it forward and help others.
Attached is a picture of how much I currently owe Chase. This is the biggest problem I have.