I am writing asking for help getting caught up on bills. I am 53 and live with my 23 year old daughter. We have had a rough year. I’m in a downward spiral I can’t stop.
Last November my health got bad. By January I was no longer able to work. I signed up for disability and am still waiing. At that time we had another roommate and with my little.savings we were doing ok. Then in February the roommate refused to pay bills but didnt move out for a month. Covering that was a hit on our carefully planned budget.
Next in March my daughters father suffered a cardiac arrest. He went into a vegetative state which he never came out of and passed away 3 weeks later. My daughter was his next of kin so responsible for all medical decisions. Due to this sadness and grief a lot of work was missed. He passed away with no life insurance so his funeral came as another unexpected expense.
In August we were just getting close to caught up on bills when my daughter was driving and got in a one vehicle wreck which totaled our car. No, she wasnt drinking or texting. Her grief just hit her and she started crying. She should have pulled over but was just trying to make it home. It happened just a couple miles from here. Thank god she was okay but due to the previous bad luck our car insurance was lapsed so now no vehicle. Taking a Lyft back and forth to work was eating up funds. Luckily about a month ago my daughters dads significant other bought a new car so gave my daughter her dads old car. (They were co-owners thats why my daughter didn’t get it when he passed away).
Anyway at this point we can’t get caught up. Every month we are facing eviction or getting a disconnect letter on some utility. We have cut back all we can. We have no cell phones or cable. We do have internet, its our only form of communication. My daughter needs grief counseling and I need to see a doctor and get back on my medications but we have to catch up bills first.
$2000 would be wonderful. That way everything would be current. We can manage regular monthly expenses. Anything you can send towards that will help. Right now our electric is $308, internet around $150, gas is $226, and rent is $844. The other would be spent to get our cell phone caught up and turned back on, get car insurance, and go to the doctor and get my meds.
I am truly grateful for any help. I’m out of options. Help can be sent to paypal.me/KellyBlanton
Thank you for your consideration