I don’t even know where to begin. The last few months have been extremely hard on my mental state. I’m drowning in debt, $15,650 to be exact. I feel like I’m suffocating.
About a year ago my total debt was a little over $24,000. Then I got a very decent paying job and was able to make regular large payments towards my debt every month. It felt freeing and I was super proud of myself. Then covid happened and I was temporarily laid off on March 27th. My employer still has no set date as to when my return date will be, so I have no choice but to depend on income assistance. I’m glad to be getting some form of income during my time in limbo, but it’s a fraction of what I was making and really hard to keep up with daily expenses. My entire income assistance every month is dispersed between the basics (rent, car payment, car insurance, cell phone bill, internet bill, electricity bill, and the minimum payment towards my line of credit and 2 credit cards). Most of my food expense is on my credit card, this is why my debt is slowly building back up. It feels like I’m pushing against a mountain; some days I’m numb to it, some days I can’t leave my bed because I’m so depressed.
I know I’m not the only one experiencing financial crisis during these uncertain times, but finding this website is giving me a tiny bit of hope. If I can even raise $12,500 ($250 x 50 donors) I would be forever grateful and will manage the rest. This is my cry for help. I hope there are a few people out there that can help turn my situation around. Even if you can’t personally help out and you share my post to someone who can, I’d appreciate it so much. Thank you for reading through my post.