I am in a very scary financial situation right now and there’s no way out of it. It’s got to the point that I’m actually scared of money. I have 3 children who are the reason I never give up. They need me and I feel I am failing them. I started back at work 2 years ago and my partner left us shortly after this. The debt that was left for me to pick up led to me needing payday loans and falling behind with my rent. I am now falling behind with my payday loan repayments as it is just too much all at once and I feel trapped. I work full time as a care officer for people with dementia. I love my job but I do not earn nearly enough to climb out of the debt that is piling up and I have been summoned to court for falling behind with my rent payments. I currently owe £2189 for rent, I owe 6 different payday loan lenders amounts ranging from £100, £200, £410, £150, £350 and £900. I owe £854 for council tax and I am terrified as I have no solution to this. I have started walking to work to save money. Every month my heart breaks and that dreadful ache in the pit of my stomache appears when every penny leaves my account and I still don’t have enough to cover everything. I’m scared I’ll lose my children’s home, I’m scared because I don’t know what to do. I’ve tried so hard to fix this but it’s just impossible. I’m ashamed that life has got on top of me like this as I am usually the tough one. I need help to remove some of the debt and make it easier to manage and then I know I can get back on my feet and take control once more. £2000 would help me get rid of my payday loans I just don’t know anyone who will give me money like that and I’m unable to get another loan. I work really hard and am raising 3 beautiful, smart and very good kids. I just need a bit of help to get me out of this black hole and I can breath again. This is my last hope. Thank you for taking the time to read my story. Any help will be truly appreciated in every way.