I really hope someone can help me!!
I’m currently serving in the Royal Navy and have had a rough time of things over the last 6 month.
Firstly my sisters husband died around 6 months ago through abusing his body for many many years and this led to my sister turning back to her old friends and there very bad habits with certain drugs.
She borrowed a lot of money off me due to the fact she owed some very nasty people the sort of money you shouldn’t owe anyone, i had to take out loans and got to the point where I was using payday loans to get these people off her back only for her to go back to them and run up even more debt.
Eventually and maybe thankfully she was reported to children services and had her children taken away from her, i was asked if i would take custody of them and obviously I didn’t hesitate to say of course.
The problem I have now is i owe so much money that I’m actually left with -£27 every month so each month i am getting further and further into debt.
I have cancelled everything that is considered a luxury and spend every spare penny on my two fabulous girls but i cant keep my head above water like this.
I currently owe roughly £20000 and know if i could work my way out of this i earn a good enough wage to give these girls the life they deserve and hopefully in the future there mum can get herself back on track and my family can go back to normal.
I had taken on a second job but with now having the girls ive had to leave that position.
I just don’t know what to do with my phone ringing every ten minutes about payments,
I would be eternally grateful for any help